Business Details
31 Years
experience
Trusted Financial Advisers in Coventry
Cotswold IFS has been delivering trusted financial advice for nearly three decades. Established in 1995 and regulated by the Financial Conduct Authority, our firm combines deep industry expertise with a client-first approach. We specialise in retirement planning, estate planning, wealth management, and protection services, serving individuals, families, and businesses across the Midlands. Our independence allows us to access the entire market, ensuring recommendations are tailored to each client's unique circumstances. With a team of Chartered Financial Planners and qualified advisers, we prioritise long-term relationships built on integrity, professionalism, and impartiality.Our approachable nature and commitment to ongoing support have earned us a reputation for clear, unbiased advice. We work closely with clients to understand their aspirations, developing financial strategies that align with their short and long-term goals. Our regulatory compliance and focus on ethical practice provide clients with confidence in our services. Through continuous innovation and a dedication to understanding evolving client needs, we aim to be the most approachable financial planning firm in the region.
Services
Retirement Planning
Estate Planning
Wealth Management
Life Cover
Mortgages
Equity Release
Details
- Year established: 1995
Highlights and features
- 30 years of experience delivering independent financial advice
- Regulated by the Financial Conduct Authority for client protection
- Access to whole market solutions for unbiased recommendations
- Client testimonials highlight exceptional service and expertise
- Personalised financial strategies tailored to individual circumstances
Associations and certifications
- Financial Conduct Authority
What people say
Highly professional
So patient
Understood all my needs
Revelation in service
Clear and easy to understand
Services
Retirement Planning
Our retirement planning service helps clients create comprehensive strategies for life after work. We specialise in pension reviews, workplace scheme analysis, and retirement forecasting using cashflow planning tools. Our advisers explain complex options in plain English, ensuring clients understand their choices. With expertise in annuities and personal pensions, we help clients build secure financial futures tailored to their lifestyle goals.
Estate Planning
Estate planning services focus on protecting wealth for future generations. We offer inheritance tax planning, trust creation, and life cover in trust strategies. Our approach considers each client's unique family circumstances and long-term objectives. We help clients implement tax-efficient solutions while ensuring their wishes are documented through wills and power of attorney arrangements, providing peace of mind for both clients and their beneficiaries.
Wealth Management
Our wealth management service creates tailored investment strategies aligned with clients' risk tolerance and financial goals. We offer tax-efficient investment options, portfolio diversification, and ethical investment choices. The service includes ongoing monitoring and regular reviews to ensure investments remain aligned with changing circumstances. We work with discretionary fund managers for complex requirements, focusing on sustainable growth and capital protection.
Life Cover
Life cover services provide financial security through life insurance, critical illness cover, and income protection policies. We assess clients' specific needs to recommend appropriate protection levels. Our advisers explain policy options clearly, helping clients choose between lump sum payments, income replacement, and long-term care solutions. We ensure protection plans adapt to changing life circumstances through regular reviews.
Mortgages
Mortgage advisory services cover first-time buyer guidance, remortgaging, and buy-to-let solutions. We offer whole-of-market access to find competitive rates and suitable terms. Our advisers explain different mortgage products, including fixed-rate and tracker options. We handle applications from start to completion, providing ongoing support while ensuring clients understand their financial commitments and available options.
People
Stuart Startup
Director & Chartered Financial Planner
With over two decades in financial services since 1999, Stuart specialises in retirement and estate planning. He leads compliance efforts while advising on inheritance tax strategies and wills. A New Zealand native, he combines professional expertise with a passion for sports and family time.
Robert Boland
Director & Chartered Financial Planner
Fellow of the Personal Finance Society with nearly 20 years' experience, Robert focuses on understanding client goals to create practical financial strategies. Recognised as Education Champion of the Year, he balances professional excellence with family life and marathon running.
Saime Dodwell
Independent Financial Adviser
Diploma-qualified adviser since 2002, Saime specialises in pensions, protection, and mortgage planning. Known for her ethical approach and client loyalty, she builds long-term relationships through clear communication and tailored solutions for diverse financial needs.
Daniel Humphreys
Independent Financial Adviser
Level 4 qualified adviser with over a decade of experience, Daniel specialises in pension transfers and retirement planning. Recognised as Young Adviser of the Year finalist, he combines technical expertise with family commitments and golf enthusiasm.
Paul Corden
Independent Financial Adviser
Diploma-qualified professional since 1988, Paul creates custom financial plans based on comprehensive client assessments. With expertise in business and personal finance, he balances professional responsibilities with family time and golf.
Questions
What financial services do you specialise in?
We specialise in retirement planning, estate planning, wealth management, life cover, mortgages, and equity release solutions tailored to individual client needs.
Are you regulated by any financial authority?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA) under reference number 08423995.
How do you ensure impartial financial advice?
As independent financial advisers, we have access to the entire market, allowing unbiased recommendations based on your specific circumstances and goals.
What areas do you serve?
While based in Coventry, we serve clients across the Midlands region with both in-person and remote advisory services.
Do you offer online financial planning tools?
We provide cashflow planning tools for retirement forecasting and mortgage calculators to help clients understand their financial options.
