Business Details
21 Years
experience
Specialist Marine Insurance Solutions
Established in 2005, Winter & Co Marine & Co Marine has grown from servicing marine businesses along the UK's East Coast to providing comprehensive insurance solutions across the UK and Europe. Our expertise in marine underwriting has enabled us to secure binding authorities for various marine insurance classes, enhancing our ability to meet diverse client needs. With the opening of our London office, we now better serve international clients and wholesale business partners. Our commitment to high service standards, deep marine industry knowledge, and tailored insurance expertise has earned us long-term client relationships and consistent renewal retention.As an FCA-authorised and regulated entity, we maintain rigorous professional standards while offering accessible, client-focused solutions. Our team's hands-on experience in marine operations, including vessel ownership and restoration, ensures our insurance products align with real-world industry demands.
Services
Marine Trade Insurance
Professional Indemnity
Private Pleasurecraft Cover
Directors & Officers Liability
Cyber Liability
Engineering Inspection
Ship Repairers Liability
Commercial Legal Expenses
Personal Accident/Illness
Historic Ships Insurance
Details
- Year established: 2005
Highlights and features
- Established marine insurance specialists since 2005
- FCA-authorised binding authorities for multiple marine classes
- Dedicated London office for international business support
- Recognised expertise in historic vessel insurance
- Proven track record with long-term client retention
Associations and certifications
- Financial Conduct Authority
Services
Marine Trade Insurance
Multi-section policy protecting marinas, boatyards, and marine service companies against property damage, financial loss, and liability claims. Covers hull, machinery, employers' liability, and public/products liability with worldwide territorial limits. Designed for businesses operating in marine environments.
Professional Indemnity
Specialist liability protection for marine professionals including surveyors, brokers, and naval architects. Covers legal costs from professional errors, omissions, or negligence claims with worldwide coverage. Includes third-party liability and document loss provisions.
Historic Ships Insurance
Tailored policies for National Historic Fleet vessels with options for commercial or private ownership. Covers conservation, restoration, and operational risks including shore-side property and liability. Underwriters combine insurance expertise with practical historic vessel ownership experience.
Cyber Liability
Protection against cyber attack consequences including equipment damage and third-party liabilities. UK/EU territorial coverage with support for data breach response and business continuity. Designed for marine businesses reliant on digital systems.
Directors & Officers Liability
Coverage for senior management against personal and corporate liabilities from alleged wrongdoing. Includes defence costs and financial loss protection related to HSE, HMRC, and employment disputes within UK/EU jurisdictions.
People
Paul Winter
Director
With over 25 years' experience owning and restoring historic vessels, Paul leads our specialist marine insurance team. His practical industry knowledge complements our underwriting expertise.
Victoria Lodge
Yachts Specialist
Marine insurance expert focusing on yacht-related risks, providing tailored coverage solutions for private and commercial vessel owners across the UK and Europe.
Jo Whitbread
Accounts Manager
Overseeing financial operations with specialist knowledge of marine insurance accounting requirements, ensuring efficient policy administration and client financial compliance.
Helen Williams
Marine Trade & PI Specialist
Handling complex marine trade and professional indemnity cases, offering expert risk assessment and coverage solutions for businesses and professionals in the maritime sector.
Questions
What types of marine businesses do you insure?
We cover marinas, boatyards, ship repairers, marine engineers, and related trades with tailored insurance solutions addressing their specific operational risks.
Can I get insurance for a historic vessel?
Yes, we offer specialist policies for vessels on the National Register of Historic Vessels, including both commercial and private ownership scenarios.
Do you provide worldwide coverage?
Most policies offer worldwide territorial limits, with specific products available for UK/EU-based operations requiring localised coverage.
How do I make a claim?
Contact your dedicated underwriter directly or use our main office channels - claims are handled promptly by our experienced marine insurance specialists.
Are you FCA regulated?
Yes, Winter & Co Marine & Co Marine & Co (Marine) Ltd is authorised and regulated by the Financial Conduct Authority (FRN 438921).
Can I get cyber insurance for marine operations?
We offer cyber liability coverage protecting against digital risks affecting marine businesses, including equipment damage and third-party data breach liabilities.
