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Tailored Insurance Solutions for High Net Worth Individuals
At Tollgate Private Clients, we specialise in providing tailored insurance solutions for high net worth individuals. Our expertise lies in addressing the unique needs of clients with high-value properties, vehicles, and personal possessions, ensuring their insurance coverage aligns with their lifestyle and assets. With a dedicated team of professionals, we offer access to the UK's leading insurance policies, combining industry knowledge with a commitment to exceptional client service. Our approach prioritises personal service, bespoke cover for specialist vehicles, and multi-vehicle options, ensuring clients receive comprehensive protection. We work closely with market-leading underwriters to deliver policies that reflect the specific requirements of our discerning clientele.

Our team's extensive experience in the insurance sector, spanning decades, enables us to navigate complex risks and provide expert valuations. We pride ourselves on building long-term relationships with clients, offering ongoing support and reassurance. Our services extend to home and property insurance, fine art and jewellery insurance, family fleet multi-car policies, steam engine vehicle coverage, classic car insurance, and collector insurance. By maintaining partnerships with trusted valuers and insurers, we ensure our clients benefit from competitive pricing and innovative solutions. Our commitment to excellence is underpinned by our authorisation and regulation by the Financial Conduct Authority, providing clients with confidence in our services.
Services
High Value Car Insurance Home Insurance Equine Insurance Marine Insurance Travel Insurance Classic Car Insurance Collector Insurance Family Fleet Insurance Steam Engine Insurance Fine Art Insurance
Highlights and features
  • Dedicated team with expertise in high-value insurance
  • Bespoke cover for specialist vehicles and properties
  • Access to leading UK insurers and underwriters
  • Multi-vehicle policies for family fleets
  • Expert valuations for fine art and collectibles
Associations and certifications
  • Financial Conduct Authority (FCA)
Services
High Value Car Insurance
Specialist insurance for prestige, classic, and performance vehicles. Our policies offer tailored protection for high-value cars, including agreed valuation, limited mileage discounts, and coverage for track days. We partner with leading insurers to ensure comprehensive protection for enthusiasts and collectors.
Home Insurance
Comprehensive insurance for high-value homes. Our policies include buildings and contents coverage with options for fine art, jewellery, and luxury fittings. We provide bespoke terms for unique properties, ensuring protection against risks like subsidence, flood, and accidental damage.
Collector Insurance
Tailored cover for valuable collections, including antiques, coins, and memorabilia. Policies account for fluctuating values and include agreed valuation terms. We work with specialist valuers to ensure accurate coverage for rare and high-worth items.
Family Fleet Insurance
Flexible insurance solutions for households with multiple vehicles. Our family fleet policies offer cost-effective cover for various car types, including classic and high-performance models. Discounts apply for bundling multiple vehicles under a single policy.
Steam Engine Insurance
Specialist insurance for steam-powered vehicles, including vintage traction engines and road locomotives. Policies include agreed value terms, event coverage, and protection for transportation to shows. We collaborate with the National Traction Engine Trust to provide competitive rates.
People
Ben Halcro
Head Of Sales
With over 20 years in broking, Ben leverages strong insurer relationships to deliver expert advice on personal insurance solutions, ensuring clients receive optimal coverage and service.
Kesley Cummins
Private Client Account Executive
Specialising in private client property risks, Kesley brings a decade of broking and underwriting experience, offering tailored solutions for high-value home and asset insurance needs.
Amy Lockwood
Private Client Account Executive
Amy combines nearly a decade of motor and household insurance expertise to secure competitive pricing and comprehensive coverage for clients' premium vehicles and properties.
Jo Dawson
Private Client Account Executive
Jo focuses on meeting clients' specific insurance needs, streamlining processes to reduce costs while maintaining high service standards for high net worth individuals.
Questions
What types of vehicles do you insure?
We cover high-value cars, classic vehicles, performance models, steam engines, and specialist collections. Our policies cater to unique and rare vehicles requiring tailored protection.
Can I get insurance for fine art and jewellery?
Yes, we offer bespoke cover for fine art, jewellery, and antiques through partnerships with trusted valuers, ensuring accurate valuation and comprehensive protection for your prized possessions.
Do you provide home insurance for high-value properties?
Yes, we specialise in building and contents policies for prestige homes, including coverage for luxury fittings, art collections, and unique architectural features.
How do family fleet policies work?
Our multi-vehicle policies allow households to insure multiple cars under one plan, offering discounts and flexible terms for classic, performance, and everyday vehicles.
Are you regulated by the FCA?
Yes, we operate as an authorised intermediary under the Financial Conduct Authority, ensuring compliance with strict regulatory standards for client security.