Business Details
Trusted Mortgage & Protection Services in Sheffield
JPM Financial is an independent mortgage and protection advisory firm authorised and regulated by the Financial Conduct Authority. With extensive experience in the financial services sector, we specialise in providing tailored mortgage solutions and protection plans to meet diverse client needs. Our services include free initial reviews for home purchases, remortgaging, capital raising, and buy-to-let investments, alongside bespoke protection strategies against life's uncertainties.We prioritise client relationships, working closely with solicitors and estate agents to ensure seamless transactions. Our team of certified professionals offers expert guidance on trust planning and medical underwriting, ensuring clients achieve financial peace of mind. As an FCA-regulated intermediary, we maintain transparency in fee structures and provide access to the Financial Ombudsman Service for dispute resolution.
Services
Mortgages
Protection Plans
Buy to Let Mortgages
Remortgage
Trust Planning
Highlights and features
- We have decades of combined experience in mortgage and protection advisory services.
- Our independent status grants access to the whole of the market for optimal solutions.
- We provide free initial reviews to assess your specific financial requirements.
- Our team maintains strong relationships with medical underwriters for competitive rates.
- FCA authorisation ensures adherence to strict regulatory and ethical standards.
Associations and certifications
- Financial Conduct Authority
Services
Mortgages
We provide comprehensive mortgage advisory services for first-time buyers and property investors. Our FCA-regulated team helps clients secure competitive rates for residential purchases, remortgaging, and buy-to-let investments. With access to the whole of the market, we tailor solutions to individual financial circumstances while maintaining transparent fee structures.
Protection Plans
Our protection services cover critical illness, income loss, and life cover solutions. We assess individual needs to recommend appropriate coverage levels while working with medical underwriters to secure favourable terms. The service includes trust planning to ensure proceeds reach intended beneficiaries, providing financial security against unexpected life events.
Buy to Let Mortgages
Specialist advice for property investors seeking buy-to-let financing. We connect clients with lenders offering competitive commercial rates while explaining tax implications and regulatory requirements. Our service includes portfolio management strategies and assistance with landlord-specific insurance products to maximise investment returns.
Remortgage
We help homeowners secure better mortgage terms through remortgaging. Our process includes assessing current equity positions, comparing market rates, and facilitating smooth transitions between lenders. The service aims to reduce monthly payments, release capital for home improvements, or consolidate debts while ensuring regulatory compliance.
Trust Planning
Our trust planning service ensures inheritance wishes are legally protected. We advise on appropriate structures to safeguard assets and guide clients through the process of establishing legally binding arrangements. This service works alongside life insurance policies to guarantee financial provisions reach designated beneficiaries without probate complications.
People
James Mace
Company Director
James oversees strategic operations at JPM Financial, bringing extensive industry experience to ensure compliance and service excellence. He manages relationships with key financial institutions.
Peter Mogan
Company Director
Peter co-leads the firm, focusing on market analysis and product development. His expertise in mortgage regulations helps maintain the company's competitive edge in financial solutions.
Karen Wright
Mortgage & Protection Advisor
Karen provides specialist advice on mortgage products and protection plans, helping clients navigate complex financial decisions with clear, jargon-free guidance tailored to individual circumstances.
Kelly Waldron
Mortgage & Protection Advisor
Kelly assists clients with mortgage applications and protection strategies, combining technical knowledge with a client-focused approach to deliver practical financial solutions.
Questions
What mortgage types do you offer?
We provide advice on residential purchases, remortgaging, buy-to-let investments, and specialist mortgages. Our independent status allows access to the whole market for optimal solutions.
How do protection plans work?
Our protection plans cover critical illness, income loss, and life events. We assess your needs to recommend appropriate coverage levels through tailored insurance solutions.
What fees apply to mortgage advice?
Our standard fee for mortgage advice is £295. We confirm all costs upfront before proceeding with any service.
Can you help with trust planning?
Yes, we provide trust planning services to ensure inheritance wishes are legally protected, working alongside life insurance policies for effective estate management.
Are you regulated by the FCA?
Yes, JPM Financial Management is authorised and regulated by the Financial Conduct Authority under reference 555653.
