Business Details
Trusted Mortgage Advisers in Southampton
Established with a commitment to impartial financial guidance, we have dedicated five decades to helping clients secure optimal mortgage solutions. Our expertise spans residential mortgages, portfolio landlord financing, and specialist non-conforming lender arrangements, supported by access to hundreds of products from major and regional lenders. As an authorised and regulated credit broker, we prioritise professional advice, maintaining full PI insurance cover while negotiating competitive rates through extensive industry relationships.Our team's longevity - exemplified by staff with 25 years' tenure - reflects our client-centric ethos, combining technical knowledge with personalised service. Recognised through multiple NACFB award shortlistings, we employ a transparent process that begins with online quotation tools and concludes with comprehensive mortgage completion support, adapting our operations to maintain service continuity during national challenges like the recent pandemic restrictions.
Services
Residential Mortgages
Portfolio Landlords
Mortgage Quotations
Insurance Services
Conveyancing Estimates
Highlights and features
- We offer 50 years of combined mortgage advisory experience
- Our team maintains professional PI insurance cover
- We provide access to 1000s of mortgage products
- Our staff have 25 years' average tenure with the firm
- We use transparent processes with no hidden fees
Associations and certifications
- Financial Conduct Authority
What people say
Fantastic service
Knowledgeable professionals
Highly recommend
Excellent support
Competitive rates
Services
Residential Mortgages
We arrange tailored residential mortgage packages through comprehensive market analysis. Our FCA-authorised advisors access exclusive deals from major lenders and regional providers. With specialist knowledge of non-conforming lenders, we secure competitive rates for standard and complex cases.
Portfolio Landlords
Specialist financing solutions for property investors with multiple holdings. We understand the unique requirements of portfolio landlords, offering bespoke mortgage structures and preferential rates through established lender relationships. Our expertise covers limited company arrangements and tax-efficient financing.
Insurance Services
Comprehensive insurance products to protect mortgage investments and personal circumstances. We provide buildings and contents insurance, life assurance, critical illness cover, and income protection policies. Our impartial advice ensures appropriate coverage levels at competitive premiums.
Conveyancing Estimates
Free online conveyancing cost estimates for property transactions across England and Wales. Our streamlined process covers purchases, sales, and remortgages. We connect clients with experienced solicitors to ensure smooth legal completion of property transfers.
Mortgage Quotations
Instant mortgage quotations through our online wizard, updated with current market rates. The system provides key features illustrations and fee disclosures upfront. Clients receive detailed comparisons across repayment terms, interest types, and lender criteria.
People
Jonathan Smith
Director
With over 50 years' experience in mortgage advisory services, Jonathan leads our team with specialist knowledge of non-conforming lenders and complex financing solutions. He maintains direct client relationships and oversees all mortgage arrangements.
Kim Baker
Senior Adviser
Having worked alongside Jonathan for 25 years, Kim provides expert guidance on residential mortgages and insurance products. Her extensive market knowledge ensures clients receive tailored solutions that precisely match their financial circumstances.
Questions
How do I get a mortgage quotation?
Use our online mortgage wizard to complete a short form and receive instant rate comparisons with full fee disclosures.
What mortgage types do you offer?
We provide residential mortgages, buy-to-let portfolios, commercial mortgages and specialist non-conforming lender arrangements.
Are your services available nationwide?
We operate throughout England and Wales, offering conveyancing estimates and mortgage advice to clients in all regions.
How are you regulated?
We are authorised and regulated by the Financial Conduct Authority (FRN 125272) as an independent credit broker.
What insurance products do you provide?
We offer buildings insurance, life assurance, critical illness cover, income protection and accident sickness unemployment policies.
How much are your fees?
Our minimum mortgage arrangement fee is £350, with all costs disclosed upfront before proceeding with any transaction.
