Business Details
12 Years
experience
Trusted Online Accountants for Contractors & SMEs
Sipher Accounting & Tax is a dedicated firm of online accountants specialising in providing tailored financial solutions for small businesses, contractors, and self-employed individuals. With a team of ACCA and ATT registered professionals, we combine over two decades of collective experience to deliver expert guidance in tax planning, payroll management, company formation, and closure. Our services are designed to alleviate administrative burdens through cloud-based bookkeeping and proactive reminders for HMRC deadlines, ensuring clients remain compliant without sacrificing focus on their core operations. We prioritise transparency, offering fixed-fee structures or pay-as-you-go plans to suit diverse business needs. Every client benefits from a dedicated partner who oversees their affairs personally, supported by a consistent team of specialists.Unlike many firms, we refrain from outsourcing work, guaranteeing all services are completed internally with prompt communication and jargon-free explanations. Additional benefits include complimentary monthly tax updates, free business start-up guides, and a commitment to resolving client queries efficiently. Our track record includes successful support for sectors ranging from IT contracting to healthcare, hospitality, and property management. We pride ourselves on building long-term relationships through reliability, competitive pricing, and a client-first approach that has earned us consistent positive feedback from entrepreneurs and established businesses alike.
Services
Contractor Accountants
Company Start-ups
Self-Employment Tax Returns
Payroll Services
Business Closure
VAT Compliance
Online Bookkeeping
Details
- Year established: 2014
Highlights and features
- We are ACCA and ATT registered accountants with sector-specific expertise.
- Our cloud bookkeeping minimises administrative burdens through automation.
- We guarantee no hidden fees with clear fixed-fee or pay-as-you-go options.
- All work is handled internally by dedicated UK-based accountants.
- Proactive HMRC deadline reminders prevent costly penalties for clients.
Associations and certifications
- ACCA
- ATT
What people say
FreeAgent transition made easy
Incredibly helpful with start-up
No HMRC penalties since using them
Perfect service at low prices
Smooth company closure process
Services
Contractor Accountants
We provide specialist accounting services for IT contractors, locums, and freelancers operating through limited companies. Our expertise includes IR35 compliance, dividend planning, VAT schemes, and tax-efficient salary strategies. Clients benefit from cloud-based software integration and dedicated support to navigate HMRC requirements.
Company Start-Ups
Our start-up package includes company formation, HMRC registration, business banking guidance, and tax structure optimisation. We help new businesses establish compliant accounting systems while identifying cost-saving opportunities tailored to their industry sector, such as construction, healthcare, or technology.
Self-Employment Tax Returns
We prepare and file self-assessment tax returns for sole traders, landlords, and professionals with multiple income streams. Services cover income reporting, expense claims, capital gains calculations, and tax liability planning to ensure compliance with HMRC regulations while minimising tax payments.
Payroll Services
Our payroll solutions manage salary calculations, PAYE/NIC submissions, statutory payments, and auto-enrolment pensions for businesses with 15 employees. We handle RTI filings, year-end reports, and provide password-protected payslips delivered directly to employees.
Business Closure
We assist directors in legally closing solvent companies through Members Voluntary Liquidation (MVL), enabling Entrepreneurs Relief claims on reserves. Services include final accounts preparation, tax return filings, VAT deregistration, and HMRC clearance for tax-efficient exits.
People
Shahzad Malik
Director
FCCA and ATT-qualified accountant with 20+ years' experience across sectors including IT, healthcare, and hospitality. Specialises in contractor accounting and tax planning.
Nathan Gandeepan
Accounts Manager
AFA and AAIA member overseeing day-to-day operations since 2018. Expertise in IT consultancies, medical professionals' accounts, and Xero/QuickBooks integrations.
Questions
What accounting services do you offer for IT contractors?
We provide IR35 assessments, limited company tax returns, dividend strategies, and VAT planning tailored to IT contractors' specific requirements.
How does your company setup service work?
We handle company incorporation, HMRC registration, setting up accounting software, and advising on optimal salary/dividend structures for your business type.
Can you help with emergency tax situations?
Yes, we prioritise resolving HMRC penalties, incorrect tax codes, and urgent compliance issues to restore your tax status efficiently.
Do you support property landlords?
We prepare property income tax returns, advise on mortgage interest relief changes, and help manage buy-to-let company structures.
What payroll features are included in your packages?
Our payroll service covers PAYE calculations, auto-enrolment pensions, RTI submissions, statutory payments, and employee payslip distribution.
How do you handle business closure for limited companies?
We manage the MVL process to ensure tax-efficient extraction of reserves up to £25,000 while maintaining full compliance with Companies House and HMRC.
