Business Details
23 Years
experience
Expert Mortgage Brokers in Rotherham & Sheffield
Established in 2003, Swift Tailored Solutions has built a reputation for delivering expert mortgage and insurance advice across South Yorkshire. With over 20 years of experience in financial services, our founder Jonathan Swift combines local knowledge with national expertise through our partnership with Mortgage Advice Bureau, an award-winning network authorised by the Financial Conduct Authority. We specialise in securing competitive mortgage deals and tailored protection packages, including life insurance, critical illness cover, and income protection. Our clients benefit from exclusive products unavailable on the High Street, supported by a transparent fee structure with a typical charge of 0.3% of the loan amount.We prioritise long-term relationships, evidenced by our 95% client retention rate and numerous referrals from satisfied customers in Sheffield, Rotherham, Doncaster, and Barnsley. Our service includes face-to-face consultations, no-obligation advice, and ongoing support throughout the mortgage and insurance application processes.
Services
Mortgage Advice
Insurance Solutions
Remortgaging
Buy to Let
Life Insurance
Details
- Year established: 2003
Highlights and features
- We offer 20+ years of local financial services expertise
- Access exclusive mortgage products unavailable on the High Street
- Provide transparent fee structure with typical 0.3% charge
- Deliver face-to-face advice with flexible weekend/holiday availability
- Maintain FCA-authorised status through Mortgage Advice Bureau
Associations and certifications
- Financial Conduct Authority
What people say
Knowledgeable advisor
Professional service
Hassle-free process
Excellent communication
Exclusive mortgage deals
Services
Mortgage Advice
We provide expert mortgage advisory services covering residential purchases, remortgaging, and buy-to-let investments. Our FCA-regulated advisors help clients secure competitive rates through exclusive partnerships unavailable on the High Street. With local expertise in South Yorkshire's property market, we offer tailored solutions for first-time buyers, homeowners, and landlords seeking optimal mortgage arrangements.
Life Insurance
Our insurance services include life cover, critical illness protection, and income replacement policies. We partner with multiple insurers to provide tailored protection packages that safeguard families and investments. Our advisors ensure appropriate policy structures, including trust arrangements where beneficial, to guarantee proceeds are distributed according to clients' wishes while complementing their mortgage commitments.
Remortgaging
We specialise in remortgaging solutions to help clients reduce monthly payments, release equity, or switch to better terms. Our process includes comprehensive market analysis to identify optimal deals, considering early repayment charges and new loan conditions. We manage the complete transition process from initial assessment to completion, ensuring minimal disruption for homeowners seeking improved mortgage arrangements.
Buy to Let
Our buy-to-let mortgage service caters to property investors seeking competitive commercial rates. We provide access to specialist lenders offering favourable terms for rental property portfolios. The service includes cashflow analysis, stress testing for void periods, and tailored insurance packages to protect investment properties while maximising returns for landlords in South Yorkshire's rental market.
Critical Illness Cover
We offer comprehensive critical illness insurance policies that provide financial security during medical emergencies. Our advisors assess individual needs to recommend appropriate coverage levels and policy terms. The service includes detailed explanations of condition definitions, exclusions, and claim processes to ensure clients understand their protection arrangements, which can be integrated with mortgage requirements for complete financial security.
People
Jonathan Swift
Mortgage Advisor
With over 20 years' experience in financial services, Jonathan provides expert mortgage and insurance advice across South Yorkshire. His client-focused approach combines local market knowledge with national expertise through the Mortgage Advice Bureau network, delivering tailored solutions that meet individual needs while maintaining FCA-regulated standards.
Questions
What mortgage types do you offer?
We provide residential mortgages, buy-to-let loans, remortgaging solutions, and specialist products for self-employed individuals through our FCA-regulated network.
How much does mortgage advice cost?
Our fees range from 0.3% to 1% of the loan amount, depending on complexity, with transparent pricing agreed before starting any advisory work.
Do you offer insurance products?
Yes, we provide life insurance, critical illness cover, income protection, and property insurance tailored to complement mortgage arrangements.
Which areas do you cover?
We primarily serve Rotherham, Sheffield, Doncaster, and Barnsley, with clients across South Yorkshire benefiting from our local expertise.
How are complaints handled?
Complaints are addressed directly by Mortgage Advice Bureau's compliance team, with unresolved issues eligible for Financial Ombudsman Service review within six months.
Can you help with complex cases?
Yes, our experience includes handling complicated financial situations, with 87% of challenging cases successfully resolved through our specialist lender partnerships.
