Business Details
21 Years
experience
Your Trusted Mortgage Broker in Chislehurst
New Mortgage Solutions has been providing expert mortgage brokering services since 2005, combining over 35 years of sector experience with a commitment to client-centric service. As an appointed representative of The Right Mortgage Ltd, we operate under the stringent regulatory framework of the Financial Conduct Authority, ensuring the highest standards of accountability and professionalism. Our team specialises in sourcing tailored mortgage solutions for first-time buyers, remortgagers, buy-to-let investors, and those with complex financial circumstances. We pride ourselves on simplifying the mortgage process by managing all administrative tasks, from liaising with solicitors and estate agents to securing exclusive rates unavailable on the high street.With a 5/5 rating across Google, Facebook, and Yell, our reputation is built on transparency, reliability, and a satisfaction guarantee. We offer flexible appointment times, including evenings and Sundays, to accommodate busy schedules. Our comprehensive approach extends beyond mortgages, as we also assist clients in securing appropriate home and life insurance policies to protect their investments. By maintaining direct relationships with a wide network of lenders, we consistently deliver competitive deals that align with our clients' financial goals. Our dedication to excellence has earned us over 225 five-star reviews, reflecting our ability to transform complex mortgage journeys into seamless experiences.
Services
First Time Buyer Mortgages
Remortgaging Services
Buy to Let Mortgages
Commercial Mortgages
Expat Mortgages
Large Loan Arrangements
Leasehold Mortgages
Eco Mortgages
Holiday Let Financing
Contractor Mortgages
Details
- Year established: 2005
Highlights and features
- We offer 35+ years of sector-specific mortgage expertise
- Our FCA-regulated services ensure full compliance and accountability
- We provide free initial consultations with no obligation
- We manage all administrative tasks on your behalf
- Our 5/5 rating across major platforms reflects client satisfaction
Associations and certifications
- Financial Conduct Authority
What people say
Incredible service
Knowledgeable team
Stress-free process
Best mortgage rates
Highly recommend
Services
First Time Buyer Mortgages
We specialise in guiding first-time buyers through the mortgage process with tailored solutions that match their financial circumstances. Our brokers help clients understand deposit requirements, eligibility criteria, and available government schemes while securing competitive rates. By managing all administrative tasks and providing clear communication, we transform what could be an overwhelming experience into a straightforward journey toward homeownership.
Remortgaging Services
Our remortgaging experts help clients reduce monthly payments, secure fixed-rate deals, or release equity from their properties. We analyse current market conditions and individual financial situations to identify optimal refinancing opportunities. With access to exclusive rates and a comprehensive understanding of lender requirements, we streamline the transition process while ensuring all legal and administrative requirements are met efficiently.
Buy to Let Mortgages
We provide specialist buy-to-let mortgage solutions for property investors seeking to expand their portfolios. Our brokers understand the unique criteria lenders apply to rental properties and work closely with clients to demonstrate affordability based on projected rental income. We also offer guidance on landlord insurance and tax implications, ensuring investors make informed decisions that maximise their returns.
Commercial Mortgages
Our commercial mortgage service caters to businesses seeking financing for office spaces, retail units, or industrial properties. We connect clients with lenders offering competitive terms for both standard and non-standard commercial properties. Our expertise extends to navigating the more complex application processes associated with commercial lending, including assessing viability based on business financials and projected cash flows.
Expat Mortgages
We assist UK nationals living abroad and international clients seeking UK property investments through tailored expat mortgage solutions. Our brokers understand the additional documentation requirements and currency considerations involved, working with specialist lenders who cater to non-resident applicants. We provide clear guidance on tax implications and help clients demonstrate income stability regardless of their country of residence.
People
Francis
Mortgage Broker
With over 35 years of experience, Francis specialises in complex mortgage cases and has helped hundreds of clients secure optimal deals. He maintains direct relationships with specialist lenders and provides clear, jargon-free advice tailored to individual circumstances.
Gregg
Senior Mortgage Adviser
Gregg has managed over 1,000 mortgage applications, focusing on first-time buyers and remortgaging clients. He excels at finding solutions for those with adverse credit histories and consistently secures exclusive rates through his lender network.
Lynne
Insurance Specialist
Lynne coordinates home and life insurance products that complement mortgage arrangements. With 18 years in financial services, she ensures clients have appropriate protection plans that align with their mortgage commitments and family needs.
Questions
Are your mortgage services regulated?
Yes, we operate as appointed representatives of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA).
What mortgage types do you offer?
We provide first-time buyer, remortgage, buy-to-let, commercial, expat, and specialist mortgages for non-standard properties or complex cases.
How do you charge for your services?
We offer free initial consultations. Our fees depend on individual circumstances and are fully disclosed before proceeding with any mortgage application.
Can you help with adverse credit mortgages?
Yes, our brokers specialise in finding solutions for clients with past credit issues, using our network of specialist lenders who consider individual circumstances.
Do you offer online mortgage applications?
While we prefer personal consultations, we can guide clients through digital application processes and provide secure document submission options.
What protection products do you offer?
We provide tailored home insurance, life insurance, and critical illness cover that aligns with your mortgage requirements and personal circumstances.
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