Business Details
43 Years
experience
Agile advice for bright businesses
Serving clients from six office locations across Northampton, Daventry, Rugby, Milton Keynes, Lutterworth and London, Cottons Chartered Accountants specialise in supporting startups, SMEs and individual clients with tailored accounting and business guidance. Since 1983, we have built our reputation on providing a personable approach, clear communication and unwavering client commitment. Our range of professional services includes tax, audit and strategic advisory solutions designed to meet both everyday needs and long-term goals.As a firm regulated by the ICAEW, our clients benefit from a strong ethical framework and a commitment to confidentiality and best practices. We bring a wealth of experience to the table and prioritise a people-first philosophy in every client relationship. Our achievements include multiple award nominations, reflecting our continued excellence and innovation in the industry. At Cottons, our goal is to support our clients with practical, forward-thinking advice that fosters trust and drives business success.
Services
Management accounts
Payroll solutions
Bookkeeping services
Software solutions
VAT services
Tax services
Corporate finance
Business planning
Audit assurance
Digital advisory
Details
- Year established: 1983
- Employees: 100
- Licensed
- Insured
Highlights and features
- We have over 40 years of experience in accountancy services
- Our team includes nationally recognised professionals like Charles Hill
- We offer integrated cloud accounting solutions with Xero and Sage
- We provide sector-specific expertise across 10+ industries
- We combine compliance with strategic business growth planning
Associations and certifications
- ICAEW
Payment methods
- Cash, Checks, Debit cards, Credit cards, Mobile payments, Bank transfers
What people say
Knowledgeable and approachable
Understand my business
Held my hand through pandemic
Services
About Us
At Cottons, we take pride in combining strong technical knowledge with a genuine interest in our clients success. Beginning with a single office in 1983, we have grown into a Top 100 firm through strategic development and acquisitions. Our five offices house a dedicated team offering insight and clarity across all accountancy disciplines. You are always our priority.
Accounts & outsourcing
Entrust your financial operations to our expert team through our accounts outsourcing service. We provide comprehensive management of your finance function, offering accurate information in a format that supports compliance and decision-making. Our detailed approach includes everything from costing to bookkeeping. Streamline your processes and regain valuable time with our support.
Audit and assurance
Our audit and assurance service delivers expert oversight with minimal disruption, built around a collaborative approach tailored to your business. Whether audits are statutory or elective, we guide you through the process with clarity and efficiency. We ensure transparency, regulatory compliance, and provide strategic insights to enhance internal performance. Trust and accuracy remain our priority throughout.
Tax Services
Our tax services offer expert guidance to individuals and businesses seeking clarity in VAT registration, inheritance tax planning, and other tax-related matters. We provide a thorough understanding of tax obligations and savings opportunities, assisting clients in both personal and professional contexts. With extensive experience, we aim to reduce your tax burden while ensuring compliance.
Business Advisory
We specialise in delivering personalised Business Advisory services that empower your organisation to thrive. By carefully analysing your business fundamentals and market position, we identify actionable strategies for improvement. Our commitment is to provide straightforward, no-nonsense advice that equips you to make informed decisions and drive success.
Corporate Finance
Cottons Corporate Finance is devoted to assisting businesses throughout their development, from start-up to succession planning. We offer expert help with new initiatives, mergers, ownership transitions, and retirement preparation. Understanding the importance of meeting strategic objectives, we provide an initial free workshop to discuss your aims and how we might best support you.
Questions
What accounting services do you offer?
We provide management accounts, payroll solutions, bookkeeping, tax advisory, VAT services, and cloud accounting. Our services cover compliance, business advisory, and digital transformation across multiple sectors.
What is Making Tax Digital compliance?
Making Tax Digital (MTD) requires digital record-keeping and quarterly updates for income tax. We help businesses transition to MTD-compliant software like Xero, prepare quarterly submissions, and ensure compliance with HMRC requirements from April 2026.
Do you support cloud accounting software?
Yes, we are Xero Platinum Partners and QuickBooks Gold Partners. We implement and support cloud accounting solutions, providing training and integration to ensure businesses maximise digital efficiency and HMRC compliance.
How do you handle VAT registration decisions?
We assess business circumstances to determine optimal VAT registration timing. Our services include registration guidance, return preparation, partial exemption calculations, and ongoing compliance support to minimise tax liabilities.
What business sectors do you specialise in?
We serve agriculture, healthcare, property, logistics, manufacturing, professional services, retail, and solicitors sectors. Our team has sector-specific expertise to address industry-specific financial challenges and compliance requirements.
Reviews (6)
Dan Martin
Jun 26, 2025
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Since setting up our company the team at Cottons have always been such a great support to us. Special mentions to Mark Palmer and Tejas Pathak. I wouldn't hesitate recommending them to anyone.
Peter Rollason
Feb 11, 2025
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Cottons are a professional, practical and approachable firm of accountants. I would not hesitate to recommend them to anyone.
Ian Bowie
Jan 17, 2025
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Fantastic company to work with. Approachable and knowledgeable throughout. A special mention to the support given by Tejas in payroll.
Kat Jocic
Dec 05, 2024
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We highly recommend Cottons! We have been with them for many years and their service is brilliant. James from payroll, Basit from accounts and the rest of the team are very professional, knowledgeable, helpful, respond quickly to queries, and just a pleasure to work with.
Andrew McGavin
Nov 08, 2024
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Cottons Group accountants took over the business of the small local accountant we used some twenty - probably 25+ years ago. Our company has been with Cottons ever since. Effectively Cottons Team has provided our company with virtually flawless service in payroll and accounts for more than twenty years, during which time they have seamlessly grown from strength to strength without impacting current clients, indeed improving service. You could not ask for a more willing friendly pro-active accountancy team to work with. Long may they prosper.
Mandy Daniels
Jun 08, 2024
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Tejas is always thoroughly helpful with my Payroll queries. He is always very polite and no matter how simple my query is he always explains to me how to solve the problem.