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We operate as a private, direct bridging lender, offering fast and decisive financial support when conventional options are unavailable or unsuitable. With more than three decades of experience in secured lending, we have developed a highly efficient approach that prioritises speed, clarity, and reliability. Our internal decision-making structure enables us to assess applications rapidly, often providing approval within hours and completing transactions in as little as two days. By removing unnecessary administration and avoiding costly legal delays, we ensure that clients can act confidently when time-sensitive opportunities arise.

Our core focus is short-term bridging finance, structured to reflect the specific needs of each client rather than a rigid lending formula. We work with borrowers across the UK and consider a wide range of income and credit circumstances, including complex or adverse cases. From the outset, we are transparent about what is achievable, setting clear expectations and delivering practical outcomes. With no upfront fees, competitive rates, flexible terms, and direct access to our own funds, we provide straightforward lending solutions designed to progress transactions efficiently and professionally.

Highlights and features
  • Fast bridging finance with immediate decisions and rapid completions
  • Direct private lender using own funds for speed
  • Flexible short-term property-backed loans across the UK nationwide
  • Approvals within hours and funding possible in 48 hours
  • No upfront fees, no income proof required ever
  • First, second, and third charge lending available options
Services
We specialise in short-term residential lending secured on property for homeowners. Our in-house funding allows rapid, common-sense decisions without broker delays. We support purchases, refurbishment, and refinancing with flexible repayment options. Funding between 10,000 and 500,000 is available on eligible properties. The application is streamlined, with approvals typically delivered quickly for urgent requirements and clear processes.
We provide secured development bridging finance to support residential and commercial projects of varying complexity. As a direct lender, we make swift decisions to ensure funding is released without delay. Loans are secured against property and tailored to suit build schedules, refurbishment works, and clear exit strategies, allowing projects to progress efficiently.
We specialise in delivering fast, secured short-term finance for businesses requiring immediate funding. Our approach focuses on flexible repayment structures and pragmatic underwriting, enabling borrowers to act quickly on acquisitions, expansions, or cash flow pressures. With loan terms of up to twenty-four months, we support businesses through critical transitional periods.
Reviews (3)
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J. Singh
Jan 13, 2026
I was honestly skeptical at first because Ive had bad experiences with lenders overcomplicating everything. But Goldhill proved me wrong. I needed 3m bridging finance on very short notice and they made it happen. The paperwork was minimal compared to others, and the team was straight on the phone whenever I had a question. Its rare to feel like a lender is actually on your side, but thats how it felt. They kept it simple and delivered at speed. Ill definitely be using them again.
K. Shazad
Oct 02, 2025
Goldhill helped us secure £285,000 fast to buy a warehouse. Smooth, professional, and no fuss – they delivered exactly as promised. Highly recommend.
C. Hastings
Jun 17, 2025
As a small developer I dont have time to chase banks or deal with slow brokers. I needed 250k bridging to keep a project moving and Goldhill pulled it together in days, not weeks. What I liked most was how clear they were no over-promises, no hidden nonsense, just straight answers. Felt like they understood the urgency of the situation rather than treating me like just another file.