James Phillips

James Phillips & Co, a trading name of Patrick McGee Limited, has been a esteemed presence in the financial planning industry since its establishment in 1990. Our company is authorised and regulated by the Financial Conduct Authority, and we take pride in upholding the highest ethical standards as set out by the Chartered Insurance Institute. Our team of professionals hold the prestigious Chartered Financial Planners designation, which is awarded only to the UK's premier financial planning firms. We are committed to providing our clients with independent advice and a first-class personal service in the following fields: Investments, Pension Planning, Protection, Inheritance Tax Planning.

Investments

The investment advice we provide is based on a rigorous selection process. With over 3000 investment funds available in the UK, we have narrowed down our selection to a maximum of 60 funds. These funds have been chosen based on their relative past performance, current management team, acceptable volatility record, and liquidity. They are spread across various asset classes and are measured against selected benchmarks to ensure continued performance.

Pension Planning

We understand the importance of planning for a secure and comfortable retirement. Our team of experts can provide advice on a range of pension products and strategies to help you achieve your retirement goals.

Protection

Financial planning begins with protecting what you already have. This includes your family, your assets, and your business. Our qualified and experienced staff can advise on all areas of protection, including life cover, critical illness cover, income protection, whole of life cover, directors protection, key person assurance, and relevant life cover. We access all major insurance providers to ensure premier cover at competitive rates.

Inheritance Tax Planning

Proper inheritance tax planning ensures that your assets are passed on to your beneficiaries in the most tax-efficient manner. Our team of experts can provide advice on a range of strategies to minimise your inheritance tax liability.

Residential Care

Planning for residential care can be a complex and emotional process. Our team of experts can provide advice and guidance on funding options, including local authority funding, equity release, and insurance-based products.

Why Choose Us?

As Chartered Financial Planners, we hold the prestigious Chartered Financial Planners designation awarded by the Chartered Insurance Institute (CII), which is only awarded to the UK's premier financial planning firms. We have access to discounted investment products with or without advice and are licensed to transact business within the entire investment and insurance market. Our team is regulated by the Financial Conduct Authority and abides by the highest Code of Ethics as set out by the Chartered Insurance Institute.

In summary, James Phillips & Co is a reputable and experienced financial planning firm, committed to providing our clients with independent advice, quality service, and a first-class personal experience.