Business Details
17 Years
experience
Trusted Financial Advisers in Portsmouth
Paul Murray Investments is an independent financial advisory firm dedicated to providing tailored financial planning and investment solutions. Established with a commitment to client-centric service, we specialise in addressing the unique needs of individuals, charities, and trusts through face-to-face consultations and long-term relationship-building. Our expertise spans cash flow planning, retirement strategies, wealth creation, and care planning, underpinned by a philosophy of transparency and ethical practice. With a focus on later-life financial challenges, we help clients navigate complex decisions while prioritising tax efficiency and asset protection.Our team combines technical proficiency with a deep understanding of evolving regulatory landscapes, ensuring compliance with FCA standards. By maintaining a local presence in Portsmouth, we offer accessible expertise while adhering to rigorous professional standards. Our approach emphasizes ongoing client education and adaptive strategies that evolve with changing personal circumstances and market conditions.
Services
Cash Flow Planning
Retirement Solutions
Wealth Creation
Long Term Care Planning
Wealth Protection
Advisory Stockbroking
Charity Financial Planning
Trust Financial Planning
Details
- Year established: 2009
Highlights and features
- We offer 10+ years of experience in independent financial advisory services
- Our team provides FCA-regulated, tax-efficient investment strategies
- Personalised cash flow and retirement planning tailored to individual needs
- Specialist expertise in later-life financial challenges and care planning
- Proven track record in wealth protection and inheritance tax mitigation
Associations and certifications
- Financial Conduct Authority
What people say
Peace of mind
Professional manner
In control
Identified pension options
Financial affairs in order
Services
Cash Flow Planning
Our cash flow planning service helps individuals and businesses optimise income and expenditure strategies. We create tailored models to improve financial visibility, address tax efficiency, and develop sustainable investment strategies. By focusing on both current and future financial needs, we help clients make informed decisions about retirement, education funding, and estate planning while maintaining regulatory compliance.
Retirement Solutions
Specialising in retirement strategies, we help clients build sustainable income streams through pension optimisation and investment planning. Our approach considers state pension entitlements, private pension arrangements, and tax-efficient savings vehicles. We address longevity risks and provide guidance on achieving desired retirement lifestyles while navigating changing regulatory frameworks and economic conditions.
Wealth Protection
Our wealth protection service focuses on inheritance tax mitigation and estate preservation. We implement strategies to protect assets from excessive taxation while ensuring client wishes are fulfilled. This includes will creation, trust structures, and life insurance solutions that balance legal compliance with family financial security needs.
Advisory Stockbroking
We provide expert guidance on equity and bond investments through our advisory stockbroking service. Clients receive tailored recommendations on portfolio construction, tax-efficient investing, and manager selection. Our approach combines market analysis with individual risk profiling to create diversified investment strategies aligned with specific financial objectives.
Charity Financial Planning
This service offers tailored financial guidance for charities, focusing on investment policy compliance and sustainable funding strategies. We help trustees develop investment frameworks that balance ethical considerations with financial objectives, providing portfolio reviews and governance support to ensure alignment with charitable missions and regulatory requirements.
People
Paul Murray
Director
Paul Murray, DipPFS, leads our team with over 20 years' experience in financial advisory services. He specialises in retirement planning and later-life financial challenges, holding FCA accreditation. Paul combines technical expertise with a client-focused approach to deliver tailored solutions.
Questions
What areas do you specialise in?
We specialise in cash flow planning, retirement solutions, wealth protection, charity financial planning, and advisory stockbroking services.
Are you regulated by the FCA?
Yes, Paul Murray Investments is directly authorised and regulated by the Financial Conduct Authority (FCA number 604181).
How do you charge for services?
We provide transparent fee structures with no charge for initial consultations. Full details of our charges are available upon request.
Do you work with charities?
Yes, we offer specialist financial planning services for charities, focusing on trustee education and sustainable investment strategies.
How can I review my pension arrangements?
We offer comprehensive pension reviews to assess current provisions and develop strategies for improved retirement outcomes.
What inheritance tax planning services exist?
We provide tax-efficient estate planning solutions including trust structures, will creation, and life insurance strategies to mitigate inheritance tax liabilities.
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