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22 Years
experience
Travel Insurance for Pre-Existing Medical Conditions
Established in 2004, Worldwide Travel Plan specialises in providing tailored travel insurance solutions for individuals with pre-existing medical conditions. We work with multiple insurers to offer policies with no upper age limit, ensuring coverage for single trips, annual multi-trip, and cruise holidays. Our award-winning service focuses on accessibility, with a streamlined online medical screening process and instant cancellation cover starting immediately upon purchase.

Recognised as Best Travel Insurance Provider at the Insurance Choice Awards, we have insured over one million passengers globally. Our commitment to transparency includes clear terms for lost or delayed luggage compensation and 24/7 customer support. We prioritise customer needs by offering flexible policies that adapt to diverse health requirements and travel plans.
Services
Single Trip Insurance Annual Multi-Trip Insurance Cruise Insurance Pre-Existing Medical Conditions Smart Luggage Cover
Details
  • Year established: 2004
Highlights and features
  • We offer policies with no upper age limit
  • We work with leading insurers to find tailored cover
  • Awarded Best Travel Insurance Provider in 2023
  • Over 1 million passengers insured since 2004
  • Instant cancellation cover starts immediately upon purchase
Associations and certifications
  • BIBA
  • MAPS
What people say
Five-star rated policies Award-winning service No upper age limit Cover for pre-existing conditions Instant cancellation cover
Services
Single Trip Insurance
Single trip policies cover journeys up to 365 days with no age limit. Ideal for staycations, sunshine breaks, or long stays overseas, these policies include coronavirus cover and start within 18 months of purchase. Perfect for spontaneous or planned one-time travel needs.
Annual Multi-Trip Insurance
Annual policies provide unlimited trips within 12 months for individuals or families. This cost-effective solution covers medical emergencies, lost luggage, and trip cancellations. No age restrictions apply, making it ideal for frequent travellers seeking flexibility without repurchasing insurance for each journey.
Cruise Insurance
Specialist cruise policies cover missed port departures, cabin confinement, and cruise interruptions. Designed for all ages and medical conditions, this insurance ensures peace of mind during sea voyages. Includes emergency medical evacuation and compensation for unexpected itinerary changes.
Pre-Existing Medical Conditions
Tailored policies cover hundreds of pre-existing conditions including cancer, diabetes, and heart issues. Our online screening tool quickly assesses eligibility, ensuring transparent terms. Designed to provide emergency treatment funds and repatriation support for travellers with chronic or recent diagnoses.
Smart Luggage
Real-time compensation for delayed or lost luggage: 50 after 24 hours and 500 after 48 hours. Available as standalone cover or added to insurance policies. Payments are processed directly to bank or PayPal accounts, minimising disruption from baggage mishandling.
Questions
Do you cover pre-existing medical conditions?
Yes, we specialise in policies covering hundreds of pre-existing conditions, including cancer, diabetes, and heart issues, with no upper age limit.
Are there age restrictions for policies?
No. Our single trip, annual, and cruise policies have no age limit, ensuring coverage for all adult travellers.
What does cruise insurance cover?
Our cruise policies include missed port departures, cabin confinement, and cruise interruption cover, along with medical emergencies and repatriation.
How does Smart Luggage work?
Receive £50 after 24 hours or £500 after 48 hours for lost/delayed luggage, paid directly to your bank or PayPal account.
Can I get instant cancellation cover?
Yes. Cancellation cover starts immediately upon policy purchase, protecting against unforeseen trip cancellations.
How do you compare policies?
Our online tool compares multiple insurers' policies based on your medical conditions and travel plans, showing only suitable options.