Business Details
23 Years
experience
Independent Financial Advisers in Lichfield
Acuity Financial has been providing independent financial advice since 2003, specialising in pensions, investments, and mortgage planning. Our team of qualified advisers combines over 40 years of collective experience to deliver tailored solutions for private and corporate clients across Staffordshire, the Midlands, and nationwide. We prioritise client education, ensuring complex financial matters are clearly explained to empower informed decision-making. Our long-term client relationships and high referral rate reflect our commitment to transparency, ethical practices, and ongoing support. As an FCA-authorised firm, we adhere to strict regulatory standards while maintaining a client-first approach.Our expertise extends to pension transfers, tax-efficient investments, and equity release strategies, with a focus on securing clients' financial futures. We offer free initial consultations and provide annual reviews to adapt to changing circumstances. Our advisers hold professional qualifications including Dip.PFS and Cert Cii, demonstrating technical proficiency in financial planning. The firm's longevity and repeat business underscore its reputation for reliability and expertise in the financial services sector.
Services
Pensions planning
Investment advice
Mortgage guidance
Equity release
Estate planning
Protection cover
Junior ISAs
Details
- Year established: 2003
Highlights and features
- We offer 20+ years of combined experience in financial advisory services
- Our team includes pensions specialists with Dip.PFS and Cert Cii qualifications
- We provide free initial consultations with no obligation
- Our client retention rate exceeds 90% through ongoing annual reviews
- We operate with full transparency and no hidden fees
Associations and certifications
- Financial Conduct Authority
What people say
Fantastic service
Professional and approachable
Prompt communication
Stress-free process
Excellent returns
Services
Pensions planning
We specialise in comprehensive pensions planning, including Defined Benefit schemes and pension transfers. Our advisers help clients maximise retirement income through strategic tax-efficient planning. With expertise in pension sharing and divorce settlements, we ensure clients understand all available options while maintaining existing benefits.
Investment advice
Our investment services focus on creating tailored portfolios aligned with clients' risk profiles and financial goals. We offer ISA products and review existing investments to optimise returns. Our approach combines market analysis with ongoing portfolio management to navigate inflation and market volatility effectively.
Mortgage guidance
We provide independent mortgage advice covering first-time purchases, remortgaging, and buy-to-let investments. Our whole-of-market approach identifies competitive rates and suitable products. We explain different mortgage types and assist with applications, working closely with conveyancing solicitors when required.
Equity release
Our equity release specialists advise on releasing property wealth while maintaining residency. We offer plans with no negative equity guarantees, ensuring clients understand tax implications and inheritance impacts. We adhere to Equity Release Council standards for client protection.
Estate planning
We provide comprehensive estate planning services including trust creation and inheritance tax mitigation strategies. Our advice ensures assets are distributed according to clients' wishes while minimising tax liabilities. We specialise in complex scenarios involving Power of Attorney and intergenerational wealth transfer.
People
Stuart Nokes
Managing Director
Stuart established Acuity Financial in 2003 after graduating with a First Class B.Sc. in Physics from Durham University. With over 20 years' experience as a qualified financial adviser, he specialises in pensions and long-term financial planning strategies.
Paula Crawford
Financial Consultant
Paula joined Acuity in 2008 after a career in midwifery and mortgage lending. She holds Dip.PFS and Cert Cii qualifications, specialising in pensions and investment advice. Her client-focused approach combines technical expertise with clear communication.
Questions
What financial services do you specialise in?
We specialise in pensions planning, investment advice, mortgage guidance, equity release, and estate planning for both private and corporate clients.
Are you regulated by any official body?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA) under reference number 223232.
Do you charge for initial consultations?
No, we offer free initial consultations with no obligation to proceed with our services.
How do you charge for your services?
We disclose all fees upfront before starting any work. Charges vary depending on the service and are clearly explained during your initial consultation.
Can you help with existing financial products?
Yes, we review existing pensions, investments, and mortgages to ensure they remain suitable and competitive for your circumstances.
What areas do you cover?
Based in Lichfield, we serve clients across Staffordshire, the Midlands, and nationwide through face-to-face meetings and remote consultations.
