Business Details
27 Years
experience
Trusted Financial Advisers in Bournemouth
Headstart Financial Planning has been delivering practical, whole-of-market financial planning advice for nearly 40 years. Our team of experienced advisors specialises in mortgages, investments, pensions, and life assurance, providing tailored solutions for both personal and business clients. We conduct comprehensive fact-finds to understand individual circumstances, ensuring recommendations are based on thorough analysis and whole-of-market research.All advice is supported by detailed reports and ongoing reviews, maintaining alignment with clients' evolving goals. Regulated by the Financial Conduct Authority, we prioritise transparency, client education, and long-term financial security. With offices in Bournemouth and Poole, we serve clients across Dorset and surrounding areas, offering free initial consultations without obligation.
Services
Life Assurance
Pensions
Investments
Mortgages
Equity Release
Estate Planning
Business Advice
Details
- Year established: 1999
Highlights and features
- We offer nearly 40 years of combined experience in financial planning.
- Our advice is based on whole-of-market research and comprehensive fact-finds.
- We provide tailored solutions for mortgages, pensions, and estate planning.
- Ongoing reviews ensure your financial plans stay aligned with your goals.
- Regulated by the Financial Conduct Authority for client protection.
Associations and certifications
- Financial Conduct Authority (FCA)
Services
Financial Planning
We provide comprehensive financial planning tailored to individual goals, covering investments, pensions, and tax-efficient strategies. Our process begins with a detailed fact-find to understand your circumstances, followed by bespoke recommendations and ongoing reviews. With FCA regulation and decades of experience, we ensure your financial plans adapt to life changes while maintaining compliance and security.
Mortgage Advice
Our mortgage specialists help clients secure competitive home loans through whole-of-market research. We assess affordability, recommend suitable products, and guide you through the application process. Whether for first-time buyers, remortgaging, or buy-to-let investments, our advice considers long-term financial implications and regulatory compliance, ensuring clarity and confidence in your property decisions.
Estate Planning
We specialise in minimising inheritance tax liabilities through strategic estate planning, including trusts and life assurance. Our approach ensures your assets are distributed according to your wishes while protecting beneficiaries' financial futures. Regular reviews keep plans updated with legislative changes and personal circumstances, providing peace of mind for families and business owners alike.
Business Protection
We help businesses mitigate financial risks from key personnel loss through tailored protection strategies. Services include key man insurance, share/partnership protection, and succession planning. Our solutions safeguard company stability, employee welfare, and stakeholder confidence, ensuring continuity during transitions or unforeseen events.
Investment Advice
We design diversified investment portfolios aligned with your risk tolerance and financial objectives. Our strategies focus on long-term growth, income generation, and capital preservation through regular portfolio reviews. Utilising market insights and regulatory-compliant frameworks, we help clients navigate economic fluctuations while optimising returns for retirement or wealth transfer goals.
People
Robert Milligan
Principal
With over 35 years' experience, Robert founded Headstart in 1999 after a career in life assurance. He leads a team providing holistic financial advice, specialising in whole-of-market solutions for individuals and businesses.
Jim Crotty
Financial Planner
Jim has over 40 years in financial services, joining Headstart in 2005. He specialises in pensions and investment strategies, leveraging industry expertise to deliver client-focused solutions aligned with regulatory standards.
Chris Collier
Financial Planner
A financial services veteran since 1980, Chris co-founded Headstart and advises on equity release and intergenerational wealth planning. His client-centric approach has earned trust across multiple family generations.
James Wilson
Certified Mortgage Advisor
James supports mortgage clients with CeMAP certification from the London Institute of Banking & Finance. He ensures seamless application processes and compliance-focused solutions for residential and commercial property needs.
Charlotte Sharifi
Life and Pensions Administrator
Charlotte manages life assurance and pension policies, providing administrative expertise to advisors and clients. Her role ensures accurate documentation and regulatory compliance throughout policy lifecycles.
Questions
What services does Headstart Financial Planning offer?
We provide financial planning, mortgages, pensions, investments, equity release, estate planning, and business protection. Our advice is tailored to individual and corporate needs through whole-of-market research.
Is the initial consultation free?
Yes, we offer a free, no-obligation initial meeting or phone call to discuss your financial goals and assess how we can help.
Which areas do you serve?
We primarily serve Bournemouth, Poole, and surrounding Dorset areas, with clients across the UK seeking our FCA-regulated financial advice.
Are you regulated by the Financial Conduct Authority?
Yes, Headstart Financial Planning Ltd is authorised and regulated by the Financial Conduct Authority (FCA) under registration number 401101.
How does your financial planning process work?
Our three-stage process includes a comprehensive fact-find, tailored recommendations with detailed reports, and ongoing reviews to ensure your plans adapt to life changes and goals.
Can you help businesses with protection strategies?
We offer business protection services including key man insurance, share/partnership protection, and succession planning to safeguard company stability and stakeholder interests.
