Business Details
25 Years
experience
Expert Financial Planning for Dentists
Dental Financial Associates has specialised in providing financial and business planning services exclusively for dental professionals since 2001. With over two decades of combined experience, our team understands the unique financial challenges faced by dentists at every career stage. We work collaboratively with clients and other professional advisers to develop tailored financial strategies that align with both personal aspirations and practice objectives.Our fee-based, commission-free model ensures objective advice focused on long-term financial security. We pride ourselves on delivering comprehensive solutions supported by deep sector knowledge and a commitment to ongoing client education.
Services
Financial Planning
Practice Planning
Retirement Planning
Life Insurance
Income Protection
Critical Illness Cover
Pension Review
Investments & Savings
Details
- Year established: 2001
Highlights and features
- We have over 20 years' experience advising dental professionals
- Our fee-based model ensures transparent, commission-free advice
- Specialist knowledge of dental practice financial structures
- Comprehensive annual financial health checks included
- Independent status guarantees objective, tailored recommendations
Associations and certifications
- Financial Conduct Authority
What people say
Exceptional professionalism
Tailored financial solutions
Dental sector expertise
Ongoing support
Clear explanations
Services
Financial Planning
We create tailored financial strategies integrating personal aspirations with dental practice economics. Our approach combines cashflow modelling with risk management to ensure long-term security. Clients benefit from regular reviews and evidence-based recommendations aligned with evolving career stages and market conditions.
Practice Planning
Specialist advisory services optimising dental practice financial performance. We analyse practice metrics to develop growth strategies, succession plans and tax-efficient structures. Our solutions help principals maximise practice value while aligning with personal financial objectives.
Retirement Planning
Comprehensive retirement strategies tailored to dental professionals. We assess practice equity, personal investments and pension arrangements to create sustainable income plans. Our advice ensures financial independence while addressing NHS pension complexities and private practice considerations.
Life Insurance
Customised life cover solutions protecting dental professionals' families and practices. We design policies considering partnership agreements, practice loans and personal liabilities. Our independent status ensures access to specialist dental insurance products with favourable terms.
Income Protection
Tailored income replacement plans safeguarding against career disruption. We focus on dental-specific risks including clinical negligence claims and physical incapacity. Policies are structured to maintain practice commitments and personal living standards during extended absences.
People
Martin Haines
Principal
Qualified financial adviser with 30+ years' experience specialising in dental finance since 1994. Established DFA in 2001 to provide fee-based, commission-free advice. Combines technical expertise with practical dental sector understanding.
Paul Haines
Adviser
Dental finance specialist with decade-plus experience. Holds DipFA qualification and focuses on pensions, investments and protection planning. Emphasises option creation through strategic financial arrangements.
Jamie Rice
Paraplanner
Experienced financial planner supporting dental clients since 2021. Provides technical analysis for retirement and tax planning. Focuses on simplifying complex financial concepts for client clarity.
Carole
Office Manager
Client services specialist with 10+ years in dental finance administration. Coordinates client communications and supports team operations. Ensures efficient delivery of advisory services.
Jackie
Administrative Assistant
Ex-banking professional managing DFA's operational workflows since 2017. Provides administrative support across client portfolios and team operations.
Questions
What financial services do you offer specifically for dentists?
We provide comprehensive financial planning, practice business strategy, retirement solutions, protection insurance and investment advice tailored to dental professionals' unique needs.
How do you meet with clients?
We offer flexible meetings at our Fair Oak office, via Microsoft Teams, or at client locations for face-to-face consultations.
What makes your financial advice different?
Our exclusive focus on dentistry provides deep sector understanding, combined with a fee-based model ensuring objective, commission-free recommendations.
How do you handle ongoing financial planning?
We conduct annual reviews with detailed reports, maintaining continuous oversight of investments and insurance arrangements through our fee-based service model.
Are you regulated by financial authorities?
Yes, we are authorised and regulated by the Financial Conduct Authority under reference number 209724.
