Transforming Your Home, One Window at a Time.
A Trusted Authority in Mortgage & Insurance Solutions
At Lothian Mortgage Solutions Ltd, we pride ourselves on providing professional and personalized financial solutions to meet your individual needs. Established by a team of experienced mortgage advisors, we have been guiding clients towards secure homeownership and adequate financial protection for over 25 years.
Our Expertise
We offer a comprehensive range of services designed to empower you throughout your financial journey:
Mortgage Guidance
- Personalized mortgage assessments and affordability calculations
- Expert advice on securing the best mortgage deals
- Assistance with the entire mortgage application process
- Negotiation with lenders on your behalf
Protection Solutions
- Comprehensive life & critical illness cover to safeguard your income and family
- Building & contents insurance to protect your property
- General insurance solutions tailored to your specific needs
A Customized Approach
We understand that every client is unique, which is why we take a personalized approach to understanding your individual circumstances and financial goals. We work alongside you to create customized solutions that align with your needs, aspirations, and financial situation.
Our Team
Our team consists of three highly experienced Mortgage Advisers who boast:
- Susan Farrell: With over 30 years in the industry, Susan is a recognized expert in mortgage-related legislation and client management.
- Kenny Syme: Known for his meticulous attention to detail and vast knowledge of the mortgage market, Kenny has guided countless clients towards homeownership.
- Jim Pendreich: Through his thorough understanding of risk assessment and financial planning, Jim provides invaluable guidance on securing your financial future.
Our Commitment
At Lothian Mortgage Solutions Ltd, we are committed to:
- Personal service: We prioritize open communication, clear explanations, and personalized attention throughout the process.
- Transparency: We provide clear and concise information about your options and the associated costs.
- Customer focus: We are dedicated to exceeding your expectations and ensuring a smooth and efficient experience.

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