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Get back to living, not just surviving

Welcome to McCambridge Duffy, a trusted and established financial solutions firm that has been helping individuals and businesses regain control of their finances for over 80 years. Our primary goal is to provide our clients with the debt help they need, offering a range of formal insolvency solutions tailored to their specific circumstances.

Our team of dedicated professionals, including five in-house Insolvency Practitioners, has a proven track record of successfully reducing monthly payments to affordable levels and writing off unaffordable debt on completion of formal insolvency solutions, such as Individual Voluntary Arrangements (IVAs). We pride ourselves on our high IVA acceptance rate and our commitment to offering no upfront fees for drafting an IVA proposal, ensuring that our clients receive the best possible service without any financial risk.

At McCambridge Duffy, we understand that every client's financial situation is unique. That's why we offer confidential, no-obligation advice to help our clients determine the most suitable debt solution for their individual needs. We always strive to act in our clients' best interests, providing them with transparent and honest advice without any hidden fees or charges.

Our Services

We specialise in providing formal insolvency solutions, such as IVAs and Bankruptcy, to help our clients deal with unaffordable debts and regain control of their finances. An IVA is a formal agreement between a debtor and their creditors, allowing the debtor to make reduced monthly payments over a fixed period, typically five years. At the end of this period, any remaining debts are written off, providing the debtor with a fresh start.

In addition to our formal insolvency solutions, we also provide information on other formal and informal debt solutions that may be suitable for our clients' individual circumstances. These may include Debt Management Plans (DMPs), Debt Relief Orders (DROs), or negotiating with creditors on behalf of our clients.

We specialise in offering Insolvency solutions for more complicated situations, such as Self Employed or Business cases. Our experienced team of professionals has the knowledge and expertise to help our clients navigate these complex situations and find the best possible solutions for their individual needs.

Our Commitment to Our Clients

At McCambridge Duffy, we are committed to providing our clients with the highest level of service and support. We understand that seeking debt help can be a daunting and stressful experience, which is why we strive to make the process as straightforward and easy as possible.

When you contact us for debt help, the first thing we will do is assess your current financial situation. This includes an assessment of your household income, expenses, and debts (who you owe money to and how much is outstanding). We will use this information to determine what options are available to you and how much you can realistically afford to pay towards your debts.

We will only recommend a solution, such as an IVA, if we believe it has a good chance of being accepted by creditors. This is why we have such a high IVA acceptance rate and is also why we do not charge any hidden upfront fees before your IVA application is made. If your IVA is not approved, you will pay nothing.

Everything we discuss is private and confidential, and you are under no obligation to proceed with any debt solution. If you choose to proceed with a solution that we cannot help with, we will signpost you to an appropriate provider or charity, such as Stepchange or the CAB.

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