Business Details
45 Years
experience
No-Fee Mortgage Broker in Swansea with 43 Years Experience
Select Mortgages is a no-fee mortgage brokerage with over 43 years of experience, specialising in residential, commercial, and secured loan solutions. Our team prioritises tailored advice, leveraging access to multiple lenders to secure competitive deals with benefits such as free valuations, no solicitor fees, and zero arrangement charges. We have built a reputation for transparency, combining market expertise with a client-focused approach to simplify mortgage processes.Our services cater to first-time buyers, property investors, and businesses, ensuring cost-effective financing for diverse needs. Trust in our decades of industry knowledge and a track record of repeat clients who value our commitment to saving them time and money without compromising service quality.
Services
Residential Mortgages
Bridging Loans
Commercial Mortgages
Secured Loans
Buy-to-let Mortgages
Remortgage
Second Home Mortgages
Property Development Loans
Second Charge Loans
Details
- Year established: 1981
Highlights and features
- We offer over 43 years of mortgage broking experience with no hidden costs.
- Our service includes free valuations and no arrangement fees.
- We have access to multiple lenders for tailored mortgage solutions.
- Our team provides personalised advice with a proven track record of savings.
- We specialise in zero-fee mortgage products for residential and commercial clients.
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Second to none
Knowledge vast
No fees
Quick service
Highly recommended
Services
Residential Mortgages
Residential mortgages help individuals purchase or remortgage their primary residences. We specialise in sourcing competitive deals with free valuations and no arrangement fees, catering to first-time buyers and seasoned property owners. Our tailored advice ensures you find the most suitable mortgage for your circumstances while saving money.
Bridging Loans
Bridging loans provide short-term financing to 'bridge' gaps between property transactions. Ideal for property developers or homeowners needing quick capital, these loans offer flexible terms and rapid approval. Our expertise ensures access to competitive rates and tailored solutions for urgent funding needs.
Commercial Mortgages
Commercial mortgages finance the purchase or renovation of business premises or investment properties. We source deals for owner-occupied properties, buy-to-let ventures, and development projects. Our access to multiple lenders ensures competitive rates and bespoke financing for businesses of all sizes.
Secured Loans
Secured loans, or second mortgages, release equity from your property for purposes like debt consolidation or home improvements. We offer tailored advice to secure these loans with no arrangement fees. Our approach prioritises competitive rates and transparent terms to meet your financial goals.
Buy-to-Let Mortgages
Buy-to-let mortgages finance rental properties with tailored terms for landlords. We provide expert guidance on sourcing competitive deals and remortgaging to maximise returns. Our service includes access to lenders specialising in buy-to-let portfolios, ensuring optimal financing solutions.
Questions
Are there any fees for using Select Mortgages & Loans?
No. We operate on a no-fee basis, with no arrangement charges, solicitor fees, or hidden costs for our mortgage and loan services.
What types of mortgages do you offer?
We offer residential, commercial, buy-to-let, remortgage, and bridging loans, alongside secured loans tailored to your financial needs.
How do you save clients money?
We negotiate competitive rates with multiple lenders, offer free valuations, and leverage our 43-year expertise to identify cost-effective solutions.
Do you serve clients outside Swansea?
While based in Swansea, we serve clients nationwide, offering tailored advice via telephone and online consultations for convenience.
How long does the mortgage process take?
Our expertise streamlines the process, with some clients receiving offers within a week, depending on lender processing times and documentation completeness.
Can you help with second charge loans?
Yes. We provide second charge loans secured against property equity, offering tailored advice to ensure transparent terms and competitive rates.