Business Details
20 Years
experience
Your Trusted Financial Advisers in Truro
Financial Planning Concepts was established in 2006 to provide tailored financial planning services to business owners, executives, professionals, and retirees. Our approach prioritises understanding clients' unique needs, offering bespoke advice to balance life and financial goals. With a team led by Jerry Wellington, a registered adviser, we focus on long-term relationships and clarity in financial decision-making. Regulated by the Financial Conduct Authority, we combine expertise in pensions, tax mitigation, and estate planning with a commitment to client education. Our services are designed to simplify complex financial matters, ensuring clients achieve financial freedom and peace of mind.We serve clients in Truro, Cornwall, and beyond, maintaining a reputation for integrity and personalised service. Over 18 years, we have built a trusted network of professionals to support holistic financial strategies. Client testimonials highlight our patience, accessibility, and ability to explain complex topics clearly. We operate with transparency, offering fixed-fee services without hidden costs. Our core values of caring, honesty, and collaboration underpin every client interaction.
Services
Business Owners Service
Executives and Professionals Service
Retiree Service
Pension Planning
Tax Mitigation
Estate Planning
Investment Advice
Wealth Administration
Inheritance Tax Planning
Retirement Planning
Details
- Year established: 2006
Highlights and features
- Established in 2006 with expertise in financial planning for diverse client needs
- Regulated by the Financial Conduct Authority for compliance and client protection
- Personalised approach focusing on long-term client relationships
- Comprehensive services covering pensions, tax planning, and estate management
- Positive client testimonials highlighting accessibility and clear communication
Associations and certifications
- Financial Conduct Authority
What people say
Friendly and efficient advice
Patient explanations of complex topics
Personalised service
Trusted long-term relationships
Accessible and thorough
Services
Business Owners Service
Comprehensive financial strategies for business owners, integrating personal and professional goals. Services include tax planning, succession strategies, and wealth management. Our approach ensures financial independence while simplifying complex decisions.
Retiree Service
Tailored support for retirees, focusing on income stability and estate planning. We manage pensions, inheritance tax, and investment risks to ensure financial security throughout retirement years.
Pension Planning
Expert guidance on pension schemes, tax benefits, and retirement funding. We simplify complex pension rules to help clients maximise their retirement savings effectively.
Estate Planning
Strategic advice on inheritance tax mitigation and asset distribution. Our services ensure clients' wishes are fulfilled while minimising tax liabilities for future generations.
Tax Mitigation
Customised strategies to reduce tax burdens through legal and efficient methods. We focus on long-term savings and optimising financial structures for individuals and businesses.
People
Jerry Wellington
Executive Director and Independent Financial Adviser
Jerry Wellington founded Financial Planning Concepts in 2006. With over 18 years of experience, he specialises in holistic financial planning, building long-term client relationships, and simplifying complex financial matters.
Dr Donna Wellington
Executive Director Research and Strategic Development
Dr Donna Wellington brings extensive educational leadership experience to her role. She focuses on strategic development and research, ensuring clients benefit from evidence-based financial strategies and innovative planning solutions.
Questions
What services do you offer for business owners?
We provide tax planning, succession strategies, and wealth management tailored to business owners' unique needs.
How do you support retirees?
Our Retiree Service includes income management, pension planning, and estate strategies to ensure financial security in retirement.
Are you regulated by the FCA?
Yes, we are authorised and regulated by the Financial Conduct Authority (registration number 620075).
How do you handle inheritance tax planning?
We create custom strategies to minimise tax liabilities and ensure smooth asset transfer to future generations.
Can you assist with pension schemes?
Yes, we offer expert guidance on pension options, tax benefits, and retirement funding solutions.
