Business Details
25 Years
experience
Trusted Financial Advisers in Haywards Heath
Mike Oliver Associates is a multi-award-winning team of Independent Financial Advisers established in 2001 and directly authorised by the Financial Conduct Authority (FCA). Our team of experts specialises in delivering tailored financial solutions to both private and commercial clients, with a strong focus on communication, education, and responsible financial stewardship. We pride ourselves on our deep local community ties, having built a reputation for professional, friendly service over two decades. Our core values of education, empowerment, and elevation guide our approach to helping clients navigate complex financial markets with confidence.We maintain the highest ethical standards, adhering to FCA principles while prioritising client needs through transparent, fair practices. Our expertise spans wealth management, mortgage advice, equity release, and later-life financial planning, supported by a commitment to continuous professional development. We actively engage with local charities and business associations, reflecting our dedication to community growth. Our team combines extensive industry experience with a personalised approach, ensuring clients receive strategic advice aligned with their unique circumstances and long-term objectives.
Services
Financial Advisers
Wealth Management
Mortgage Advice
Equity Release
Pension Planning
Later Life Advice
Commercial Finance
Investment Portfolios
Protection Cover
Estate Planning
Details
- Year established: 2001
Highlights and features
- We have over 20 years of experience in independent financial advisory services
- Our team includes certified later-life advisers and Equity Release Council members
- We maintain FCA Principle 6 compliance for fair customer treatment
- We offer bespoke investment portfolios across all major asset classes
- Our client-focused approach has earned 95% client retention over two decades
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Excellent service
Trusted financial stewardship
Confident guidance
Tailored personal service
20+ years of support
Services
Financial Advisers
As FCA-authorised financial advisers, we provide comprehensive wealth planning services tailored to individual and business needs. Our expertise covers pensions, mortgages, equity release, and investment management. We combine over 25 years of industry experience with continuous professional development to deliver strategic financial solutions that adapt to changing market conditions and client circumstances.
Wealth Management
Our wealth management service creates bespoke investment portfolios across all major asset classes. We assess client risk profiles and financial goals to construct diversified portfolios that balance growth potential with capital protection. Regular monitoring and face-to-face reviews ensure ongoing alignment with evolving financial objectives and market dynamics.
Mortgage Advice
We offer comprehensive mortgage advice for first-time buyers, home movers, and commercial clients. Our services include buy-to-let mortgages, re-mortgaging, and commercial finance solutions. We work with multiple lenders to find competitive rates while providing transparent fee structures and ongoing support throughout the mortgage process.
Equity Release
As Equity Release Council members, we provide specialist advice on accessing property wealth for retirement income. Our certified advisers explain lifetime mortgage options, assess eligibility, and explain implications regarding inheritance and state benefits while maintaining strict ethical guidelines.
Pension Planning
Our pension planning services cover personal and company pension schemes with free comparison quotes. We specialise in retirement income strategies, including income drawdown options and tax-efficient pension withdrawals, ensuring clients maintain financial security during their retirement years.
People
Mike Oliver
Principal
With over 25 years' experience, Mike is an accredited later-life adviser and Equity Release Council member. He combines industry expertise with community leadership, supporting local charities and business associations while maintaining FCA compliance standards.
Stephanie Carter
Personal Assistant
Stephanie provides essential support to advisers and clients, managing mortgage and investment applications. A qualified mortgage professional, she ensures compliance procedures and maintains the office's high service standards through meticulous administration.
Thomas Pink
Head of Wealth Management
Tom leads our wealth management department with specialist knowledge in investment funds. He focuses on pension and investment portfolio management while pursuing advanced qualifications to maintain our high advisory standards in evolving financial markets.
Questions
Are Mike Oliver Associates regulated financial advisers?
Yes, we are directly authorised and regulated by the Financial Conduct Authority (FCA) under registration number 646955.
What areas do you cover for mortgage advice?
We provide mortgage advice across Haywards Heath, West Sussex, Gatwick Diamond, and surrounding Sussex regions.
Do you offer equity release services?
Yes, we offer equity release advice with certified specialists who are members of the Equity Release Council.
What investment options do you provide?
We offer bespoke investment portfolios across money markets, bonds, property, and equities with regular monitoring and reviews.
How do you charge for financial advisory services?
Our mortgage and equity release advice carries a minimum fee of £600, with additional procuration fees from providers where applicable.
What financial planning services do you offer for later life?
We specialise in later-life financial planning including retirement strategies, care funding, tax matters, and legacy planning.
