Business Details
Expert Mortgage Advice in Nympsfield
Welcome Home Mortgages, led by Stephen Thatcher, has been providing expert mortgage advisory services for over three decades. With a deep understanding of property finance, we specialise in helping clients navigate the complexities of home purchases, remortgaging, and buy-to-let investments. Our approach combines extensive industry experience with a commitment to personalised service, ensuring clients receive tailored solutions that align with their unique circumstances. We offer access to a comprehensive panel of over 65 lenders, including exclusive deals unavailable on the High Street.Our services extend beyond mortgages to include protection insurance and home insurance, safeguarding clients' investments and families. As an Appointed Representative of Cornerstone Finance Group Ltd, authorised and regulated by the Financial Conduct Authority, we uphold the highest professional standards. Our dedication to client satisfaction is reflected in our flexible working methods, including online consultations and evening appointments, making the mortgage process as convenient as possible.
Services
Mortgage advice
Remortgaging
Buy-to-let mortgages
Protection insurance
Home insurance
Highlights and features
- Over 30 years of experience in mortgage advisory services
- Access to a comprehensive panel of 65+ lenders
- FCA-authorised and regulated professional services
- Exclusive mortgage deals unavailable on the High Street
- Flexible consultations including evening appointments
Associations and certifications
- Financial Conduct Authority
What people say
Excellent service
Professional and supportive
Fantastic advice
Highly recommend
Diligent mortgage advisor
Services
Mortgage advice
Our mortgage advisory service provides expert guidance through the entire mortgage process. With access to over 65 lenders, we help clients find competitive rates tailored to their financial circumstances. Our FCA-regulated advice ensures clients receive appropriate recommendations that meet their long-term financial goals.
Remortgaging
We specialise in remortgaging solutions that help clients secure better rates or release equity from their properties. Our service includes assessing current mortgage terms, identifying more favourable options, and managing the transition process to ensure minimal disruption for homeowners.
Buy-to-let mortgages
Our buy-to-let mortgage service caters to property investors seeking competitive financing options. We provide expert advice on portfolio management, tax-efficient structures, and landlord-specific mortgage products through our extensive lender network, ensuring clients maximise their investment potential.
Protection insurance
We offer tailored protection insurance solutions to safeguard clients' homes and families against financial hardship. Our services include life insurance, critical illness cover, and income protection policies designed to provide peace of mind for homeowners and their dependants.
Home insurance
Our home insurance advisory service helps clients secure comprehensive coverage for their properties. We assess individual needs to recommend appropriate buildings and contents insurance policies that provide adequate protection against common risks while offering value for money.
People
Stephen Thatcher
Mortgage Advisor
Stephen Thatcher brings over 30 years of mortgage industry experience to Welcome Home Mortgages. As an FCA-registered advisor, he specialises in residential and buy-to-let mortgages, offering clients personalised guidance through complex financial decisions while maintaining a client-focused approach.
Questions
What mortgage services do you offer?
We provide residential mortgages, buy-to-let mortgages, remortgaging solutions, and specialist mortgage products for self-employed individuals and those with complex income structures.
Are your mortgage services free?
Initial consultations and mortgage searches are free. We charge a £470 non-refundable application fee for residential purchases, with separate charges for buy-to-let mortgages.
How can you help with mortgage applications?
We assist with the entire mortgage process, from initial affordability assessments to final completion, liaising directly with lenders and underwriters on your behalf.
Do you work with self-employed individuals?
Yes, we specialise in helping self-employed clients and those with non-standard income arrangements secure suitable mortgage financing through our extensive lender network.
What areas do you cover?
While based in Nympsfield, we provide mortgage services nationwide across the UK, working with clients remotely through online systems and telephone consultations.
How do you maintain professional standards?
As an Appointed Representative of Cornerstone Finance Group Ltd, we operate under FCA regulation and maintain professional indemnity insurance to ensure high service standards.
