Cheque Centre

Established in 1996, the Cheque Centre has been a trusted name in the lending industry, once serving as the UK's most prominent high street lender with over 200 branches nationwide. While high street lending is no longer feasible, we have shifted our focus towards an online presence, enabling us to offer greater flexibility and convenience to our clients. Today, we continue to uphold our reputation as one of the most trusted brands in lending, providing a range of financial services tailored to meet the diverse needs of our customers.

Loans

At the Cheque Centre, we offer various loans to suit your specific requirements. Our Payday Loans are a viable alternative to costly instalment loans, allowing you to borrow up to 1,500 and repay it within 30 days, avoiding extended periods of interest payments. Our Instalment Loans, on the other hand, enable you to borrow higher amounts up to 2,500 and repay it over a more extended period, ranging from 6 to 24 months.

We pride ourselves on our adaptability, offering flexible repayment terms that cater to your financial situation. Our online application process is straightforward, enabling you to receive an instant decision and access funds quickly, efficiently, and securely.

Credit Card

Stay tuned for the launch of our new Cheque Centre Credit Card, specifically designed for individuals with past credit problems. This card offers a credit limit of 1,500, providing a valuable financial tool for those looking to rebuild or establish their credit profile.

Foreign Currency

Although our Foreign Currency Service is temporarily suspended due to the current uncertainty surrounding international travel, we remain committed to providing this service in the future. We are dedicated to offering competitive exchange rates for buying and selling foreign currency, ensuring that our customers receive the best possible value for their money.

Assisting Those with Poor Credit

At the Cheque Centre, we understand that past financial struggles do not necessarily define your current situation. That's why we welcome applications from customers with poor credit, offering a fair assessment based on their current income, UK residency, and age. If you have a steady income, have resided in the UK for more than six months, and are over 18 years old, we invite you to apply today.

Subprime Mortgages

If you're looking to get back on the property ladder, our Subprime Mortgages offer a viable solution. We understand that self-certification mortgages are a thing of the past, but subprime mortgages remain a viable option for many individuals. Our 85% LTV mortgages are designed to assist those with less-than-perfect credit histories, offering a pathway towards homeownership.

Safe and Secure

When you apply with the Cheque Centre, you can rest assured that your personal information is safe and secure. We will never ask for upfront fees, nor will we subject you to spam or marketing materials. Our commitment to customer privacy and security remains a top priority, ensuring that you can apply with confidence.

Returning Local Branches

As part of our ongoing efforts to improve customer services, we aim to restore a network of high street branches across the UK. Our streamlined complaints procedure reflects our dedication to providing the highest level of customer satisfaction, making it easier than ever to address any concerns or issues.