Business Details
9 Years
experience
Emergency
services
Your Trusted Partner for Business Loan Solutions in the UK
Established in 2017, Century Business Finance Ltd was founded by industry veterans Jon Maloney and Ben Larkins, who bring over 30 years of combined experience in business finance. We are the UK's largest business loan-only broker, dedicated to providing tailored financial solutions that empower businesses to grow and thrive. Our mission is to help UK businesses access funding with speed, transparency, and exceptional customer service. We prioritise fast loan approvals, clear communication, and a customer-centric approach, combining modern technology with traditional values.Our commitment to excellence is reflected in our 5-star Google rating, earned through the trust and satisfaction of hundreds of businesses nationwide. We specialise in unsecured business loans, offering flexible terms and same-day funding decisions. Our team of experts provides transparent guidance, ensuring clients receive solutions aligned with their unique needs. With a focus on building lasting relationships, we deliver expert support to help businesses achieve their goals through tailored loan products.
Services
Cashflow Loans
Working Capital Loans
Tax & VAT Bill Loans
Growth Loans
Same Day Loans
Large Business Loans
Details
- Year established: 2017
Highlights and features
- We offer same-day funding decisions for urgent business needs.
- Our team provides transparent communication throughout the loan process.
- We are the UK's largest business loan-only broker.
- We hold a 5-star Google rating from satisfied clients.
- We combine modern technology with traditional customer service values.
Associations and certifications
- Financial Conduct Authority
What people say
Top-notch customer care
First-class service
Outstanding service
5-star service
Prompt and professional
Services
Cashflow Loans
Cashflow loans provide immediate capital for temporary financial gaps. Businesses can borrow 10k-250k with terms of 6-12 months. These loans help manage irregular revenue or unexpected expenses. Funds are often available same-day, supporting operational stability during cashflow challenges.
Working Capital Loans
Working capital loans support day-to-day business operations. Available from 10k-250k with 6-36 month terms, they cover payroll, inventory, and supplier payments. Minimum 12 months trading history required. Funds typically disbursed within 24 hours of approval, ensuring business continuity.
Tax & VAT Bill Loans
Specialised loans for UK businesses facing tax/VAT obligations. Borrow 10k-250k with 3-12 month terms to settle HMRC debts. Same-day funding available. Designed for businesses trading at least 12 months, preventing penalties through timely payment solutions.
Growth Loans
Growth loans support business expansion with 10k-250k funding over 1-5 years. Ideal for companies trading over 5 years seeking growth opportunities. Funds can be used for equipment purchases, staff hiring, or market expansion, with flexible repayment options.
Same Day Loans
Same-day business loans provide rapid capital for urgent needs. Borrow 10k-250k with 3-24 month terms. Available to UK businesses trading at least 12 months. Application takes 2 minutes, with funds transferred same-day upon approval, addressing immediate financial requirements.
People
Jon Maloney
Co-Founder
Industry veteran with 15+ years' experience in business finance, co-founded Century Business Finance to revolutionise SME lending through speed and transparency.
Ben Larkins
Co-Founder
Seasoned finance professional with 15+ years' expertise, Ben established Century Business Finance to deliver exceptional loan solutions for UK businesses through innovative approaches.
Jake Brown
Account Manager
Experienced account manager praised for exceptional client support, consistently delivering tailored loan solutions and maintaining clear communication throughout the funding process.
Joe Taplin
Account Manager
Dedicated finance specialist providing regular updates and professional guidance, ensuring smooth loan applications and timely fund disbursement for business clients.
Tom Hall
Account Manager
Skilled loan advisor known for prompt service and detailed explanations, successfully securing funding for numerous businesses while maintaining high client satisfaction rates.
Questions
How long does the loan process take?
Decisions typically take less than 1 hour, with funds available same-day upon approval.
What loan amounts are available?
Loans range from £10,000 to £500,000, depending on business needs and eligibility.
Are there early repayment fees?
No fees apply for early repayment of our business loans.
Is a personal guarantee required?
Yes, but it does not affect personal credit files or involve asset charges.
What information is needed to apply?
Basic details include business name, owner information, accounts, and bank statements.
What if I miss a payment?
Contact us immediately - lenders work with borrowers to find solutions.
