Business Details
38 Years
experience
Your Trusted Insurance Broker in Swansea
At I R C S, we have dedicated ourselves to delivering exceptional service since our establishment in 1988. Founded by Huw Morgan, a Chartered Insurance Institute Practitioner with extensive experience in multinational insurance, we pride ourselves on offering the comprehensive expertise of a national broker with a personalized, localized approach. Our independence allows us to work directly with clients, ensuring transparency and tailored solutions.We prioritize honesty and integrity, fostering long-term relationships and earning recommendations through our commitment to client satisfaction. Our team conducts thorough market comparisons to secure optimal coverage, eliminating the need for clients to navigate comparison sites. Based in Swansea, we serve businesses across the UK and beyond, driven by a philosophy of valuing client needs above all else.
Services
Motor Fleet
Commercial Combined
Contractors All Risks
Goods in Transit
Property Owners
Combined Liabilities
Tradesman
Professional Indemnity
Directors & Officers
Marine Cargo
Details
- Year established: 1988
Highlights and features
- We offer personalized insurance solutions tailored to your needs.
- Our team conducts comprehensive market comparisons to find the best coverage.
- We prioritize honesty and integrity in all client interactions.
- Our dedicated staff ensures your best interests are always our focus.
- As independent brokers, we provide unbiased insurance advice.
Associations and certifications
- Financial Conduct Authority
Services
Motor Fleet
Our Motor Fleet insurance provides coverage for businesses with two or more vehicles. Tailored policies ensure protection against damage, theft, and third-party claims. We work closely with clients to customize coverage limits and excesses, ensuring cost-effective solutions without compromising on security.
Commercial Combined
Commercial Combined policies offer comprehensive protection for businesses under a single policy. Coverage includes property damage, liability, and business interruption. We assess each client's unique risks to create integrated solutions that safeguard assets and ensure operational continuity during unforeseen events.
Contractors All Risks
Contractors All Risks insurance protects against property damage and third-party injury or damage claims during construction projects. Policies cover materials, equipment, and works in progress. We provide tailored advice to ensure contractors meet contractual obligations while mitigating financial risks from accidents or delays.
Goods in Transit
Goods in Transit insurance covers items against theft, loss, or damage during transportation. Policies apply to road, sea, or air freight. We help businesses select appropriate coverage based on cargo value, route, and transport method, ensuring seamless protection for domestic and international shipments.
Professional Indemnity
Professional Indemnity insurance safeguards businesses against claims of inadequate service or negligence. Coverage includes legal costs and compensation for client losses. We assist professionals in securing policies that address sector-specific risks, ensuring financial protection for errors, omissions, or breaches of duty.
People
Huw Morgan
Founding Director
Huw Morgan, a Chartered Insurance Institute Practitioner, founded IRCS in 1988 after serving as a director at a major UK brokerage. With expertise in multinational insurance, he champions personalized service, combining national broker standards with localized care to meet client needs effectively.
Questions
What types of insurance does IRCS offer?
IRCS provides Motor Fleet, Commercial Combined, Contractors All Risks, Goods in Transit, Professional Indemnity, and more, tailored to business and individual needs.
How does IRCS differ from other brokers?
We offer personalized service as an independent broker, conducting direct market comparisons without call centres, ensuring unbiased advice and tailored coverage solutions.
What is a performance bond?
A performance bond guarantees a contractor's obligations under a contract, typically 10% of the contract value in the UK, providing financial security for employers.
Are IRCS services available outside Swansea?
Yes, while based in Swansea, we serve clients across the UK and internationally, offering the same personalized service regardless of location.
