Business Details
Trusted Financial Solutions in Solihull
Creation Financial Services has been providing financial solutions across the UK for over 50 years, offering tailored finance products to help customers spread the cost of purchases. As part of BNP Paribas Personal Finance, we combine global expertise with local market understanding to deliver transparent, customer-focused services. Our experience spans personal loans, credit cards, motor finance, and retail partnerships, supported by a commitment to ethical practices and financial inclusion.We prioritise simplicity, offering 24/7 online account management, dedicated customer support, and flexible repayment options. Our team works closely with trusted retailers and adheres to strict regulatory standards under the Financial Conduct Authority, ensuring reliability and trustworthiness for all our clients.
Services
Personal Loans
Credit Cards
Motor Finance
Retail Finance
Home Improvement Loans
Flexible Payment Plans
Online Account Management
Customer Support Services
Financial Consultation
Debt Management
Highlights and features
- We have over 50 years of experience in consumer finance.
- Our services are backed by BNP Paribas Personal Finance expertise.
- We offer flexible finance options for personal and retail needs.
- Our 24/7 online account manager provides full financial control.
- We work with trusted UK retailers and brands.
Associations and certifications
- Financial Conduct Authority
What people say
Excellent Trustpilot reviews
Easy application process
Flexible finance options
24/7 account access
Competitive APR rates
Services
Personal Loans
Creation Financial Services offers personal loans between 1,000 and 30,000 with fixed monthly repayments. Our loans feature competitive APR rates and no hidden fees, allowing customers to budget effectively. With over 50 years of experience, we provide tailored financing solutions for major purchases while maintaining transparent terms and conditions.
Credit Cards
Our credit card solutions include flexible payment options and Section 75 consumer protection. Customers benefit from mobile app management, fraud protection, and instalment plans for retail purchases. As part of BNP Paribas, we ensure secure, reliable credit services with clear terms and 24/7 account access.
Motor Finance
Creation Financial Services provides motor finance solutions for new and used vehicle purchases. Our services include hire purchase agreements and personal contract purchases with flexible repayment terms. Customers can manage accounts online or through automated telephone services, with dedicated support for settlement calculations and payment adjustments.
Retail Finance
We partner with major UK retailers to offer point-of-sale financing. This includes Currys flexpay accounts and B&Q FlexiPlan options, allowing customers to spread costs from 99 purchases. Our retail finance solutions feature interest-free periods and reusable credit limits for ongoing shopping needs.
Financial Support
Creation Financial Services offers tailored financial support for customers facing difficulties. Our services include repayment plan adjustments, financial statement assessments, and partnerships with independent debt charities. We provide accessible communication options and work with organisations like PayPlan to deliver impartial debt management solutions.
People
Stephen
Customer Reviewer
Stephen rated Creation Financial Services's loan services as excellent on Trustpilot, highlighting the straightforward application process and timely fund disbursement.
Questions
What loan amounts can I apply for with Creation Financial Services?
Creation Financial Services offers personal loans from £1,000 to £30,000 with fixed monthly repayments and transparent terms.
How quickly can I receive funds after loan approval?
Most approved loans are transferred within one working day, subject to final checks and verification.
Can I manage my account online?
Yes, through our 24/7 online account manager or mobile apps for both loans and credit card accounts.
What support options exist for financial difficulties?
We offer tailored support including repayment plan adjustments and partnerships with independent debt charities.
Which retailers work with Creation Financial Services's finance solutions?
We partner with major UK brands including Currys, B&Q, and John Lewis for retail finance options.
What credit card protections are available?
Our credit cards include Section 75 consumer protection and fraud prevention features for secure transactions.
