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Where gardening meets inspiration

Introduction

Welcome to Elm Tree Financial Services, your dedicated mortgage and protection advisors based in the heart of Warrington, Cheshire. With extensive experience and whole of market access, we guide you through the complex mortgage landscape, empowering you to make confident decisions throughout your financial journey.

Our Expertise

Our team of experienced mortgage advisors are your dedicated partners, specializing in:

  • First Time Buyers: We understand the unique challenges and anxieties associated with your first purchase, and guide you through the process step-by-step, from securing the right mortgage to navigating complex paperwork.
  • Remortgages: Explore options to reduce your monthly payments, consolidate debt, or access equity to invest or achieve other financial goals.
  • Buy-to-Let Mortgages: Invest in property with confidence, securing the most competitive rates and navigating the specific criteria for buy-to-let mortgages.
  • New Build & Self-Build Mortgages: Receive personalized guidance on securing funding for your new home, whether it's through a traditional mortgage or specialist self-build options.
  • Interest-Only Mortgages: Understand the benefits and risks of fixing or variable interest rates and finding the right option for your circumstances.

Our Approach

We believe in:

  • Personalised Service: Your situation is unique, and we tailor our advice based on your individual needs, goals, and financial circumstances.
  • Transparency & Communication: We provide clear and concise information about mortgage options and their potential impact on your financial situation.
  • Whole of Market Access: We compare thousands of products from leading lenders to secure the most competitive rates and benefits for you.
  • Long-Term Relationships: Our expertise goes beyond securing a mortgage. We guide you through the entire process and support you in achieving your financial goals.

Why Choose Elm Tree Financial Services?

  • Experienced and qualified mortgage advisors with whole of market access
  • Tailored and personalized financial guidance
  • Transparent and open communication throughout the process
  • Strong commitment to customer service and building lasting relationships
  • Access to a comprehensive range of mortgage and protection products
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