Business Details
25 Years
experience
Expert Mortgage Advice in Ringwood
Established in 2001, The Mortgage Advisors have dedicated over two decades to helping clients secure optimal mortgage solutions at no direct cost. As CeMAP qualified professionals regulated by the Financial Conduct Authority, we prioritise transparency and client education, eliminating industry jargon to simplify the mortgage process. Our access to the entire mortgage market enables us to source exclusive deals unavailable on the high street, supported by a 24-hour quote turnaround service. We operate as a one-stop shop, offering conveyancing, insurance, and protection products while maintaining FCA regulation and FSCS coverage for eligible products. With a proven track record of assisting first-time buyers, remortgagers, and self-employed individuals, we combine technical expertise with personalised service to navigate complex financial landscapes.Our fee structurecharging lenders rather than clientsensures impartial advice aligned with client interests. Headquartered in Ringwood, we serve clients nationwide, leveraging our extensive network to deliver tailored mortgage solutions. Our commitment to ethical practices is underscored by adherence to FCA standards and a client-centric approach that has generated consistent five-star testimonials. We specialise in residential mortgages up to 95% LTV, buy-to-let options up to 80% LTV, and shared ownership schemes, accommodating diverse financial circumstances. Our process encompasses application submission, documentation management, and solicitor coordination, ensuring seamless transactions from initial inquiry to completion.
Services
Residential Mortgages
Buy-to-Let Mortgages
Self-Employed Mortgages
Remortgage Services
Shared Ownership Schemes
Details
- Year established: 2001
Highlights and features
- 22 years of mortgage advisory expertise since 2001
- CeMAP qualified and FCA regulated professionals
- Exclusive mortgage deals unavailable on the high street
- 24-hour quote turnaround service
- No fees charged to clients for mortgage arrangement
Associations and certifications
- Financial Conduct Authority
- CeMAP
What people say
Fantastic advisor
Responsive and efficient
Expertise in mortgage market
No fees for clients
24-hour quote turnaround
Services
Residential Mortgages
We specialise in residential mortgage solutions up to 95% loan-to-value, catering to first-time buyers and existing homeowners. Our FCA-regulated advisors compare the entire market to secure competitive rates tailored to individual financial circumstances. Clients benefit from our exclusive deals and 24-hour quote turnaround, with no fees charged for our services.
Buy-to-Let Mortgages
Our buy-to-let expertise covers properties up to 80% LTV, with specialist knowledge of landlord-specific requirements. We provide market-wide comparisons while acknowledging that not all buy-to-let products fall under FCA regulation. Our fee-free model ensures impartial advice for property investors seeking optimal returns.
Remortgage Services
We help homeowners secure better mortgage terms through remortgaging, including cases requiring early repayment charge considerations. Our process involves market analysis, application submission, and solicitor coordination to ensure seamless transitions to more favourable deals.
Self-Employed Mortgages
Tailored mortgage solutions for self-employed individuals and contractors, addressing unique income verification challenges. We access lenders accommodating non-traditional income structures while maintaining FCA compliance and transparency about eligibility criteria.
Shared Ownership Schemes
Specialist advice on 95% shared ownership mortgages, including higher lending charge considerations. We guide clients through equity-sharing arrangements while explaining associated risks and benefits, ensuring alignment with long-term financial goals.
People
Helen Joyner
Founder
Helen founded The Mortgage Advisors in 2001, bringing over two decades of mortgage industry expertise. She specialises in simplifying complex financial processes for clients, with particular experience in first-time buyer assistance and remortgaging solutions. Her client-focused approach has earned consistent five-star testimonials.
Questions
Do you charge fees for mortgage advice?
No, we do not charge clients any fees for mortgage arrangement services. Our revenue comes from lender commissions, ensuring impartial advice aligned with client interests.
How quickly can you provide mortgage quotes?
We guarantee a 24-hour turnaround for mortgage quotes, leveraging our extensive lender network to expedite comparisons while maintaining thorough suitability assessments.
Are all your mortgage products regulated?
Most residential mortgages are FCA regulated, but buy-to-let products may not be. We clearly explain regulatory status for each recommendation and maintain FSCS coverage for eligible products.
Can you help with complex financial situations?
Yes, we specialise in non-standard cases including self-employed applicants, contractors, and complex income structures. Our market access enables tailored solutions for diverse financial circumstances.
What areas do you cover?
While based in Ringwood, Hampshire, we provide mortgage advisory services nationwide. Our remote consultation model allows us to assist clients across the UK without geographical restrictions.
