Business Details
18 Years
experience
Trusted Financial Advisers in Pangbourne
Established in March 2008, The Graham Harms Practice operates as a Senior Partner Practice of St. James's Place, one of the UK's leading wealth management organisations. Our approach combines the expertise of St. James's Place's carefully selected external wealth managers with a commitment to building long-term, client-centric relationships. We specialise in bespoke wealth management advice, focusing on investment planning, retirement planning, and protection strategies tailored to individual client needs. As an Appointed Representative of St. James's Place Wealth Management, authorised and regulated by the Financial Conduct Authority, we adhere to rigorous professional standards.Our team in Newbury provides nationwide support, offering a single point of contact for clients seeking to build, grow, protect, or preserve their wealth. We prioritise transparency, keeping clients informed through regular market updates and E-Briefings. The value of investments is directly linked to fund performance, with potential for capital loss, underscoring our duty to provide balanced, informed advice. Our services cater to both private and corporate clients, reflecting a dedication to accessibility and comprehensive financial planning solutions.
Services
Investment Management
Retirement Planning
Protection Planning
Corporate Services
Mortgages
Details
- Year established: 2008
Highlights and features
- We build long-term relationships with clients.
- Our team provides nationwide wealth management services.
- We are regulated by the Financial Conduct Authority.
- Specialise in bespoke investment and retirement planning.
- Offer transparent, informed financial advice.
Associations and certifications
- Financial Conduct Authority
Services
Investment Management
Our investment management service focuses on growing client wealth through tailored strategies. We collaborate with St. James's Place's selected external managers to create diversified portfolios aligned with individual risk profiles and financial goals. Clients benefit from ongoing monitoring and expert market insights.
Retirement Planning
Retirement planning ensures clients achieve their desired post-retirement lifestyle. We develop customised pension strategies, considering tax efficiency and income sustainability. Our approach combines St. James's Place's fund expertise with personal financial reviews to optimise retirement outcomes.
Protection Planning
Protection planning safeguards clients' financial security against unforeseen events. We assess individual needs to recommend appropriate insurance solutions, including life cover and critical illness policies. This service ensures clients' families and assets remain protected through comprehensive risk management strategies.
Corporate Services
Corporate services address businesses' financial needs, from succession planning to employee benefits. We provide tailored advice on pension schemes, tax-efficient investments, and strategic wealth management. Our goal is to support business owners in achieving long-term financial stability for their companies and stakeholders.
Mortgages
Our mortgage advisory service helps clients navigate property financing options. We offer guidance on residential and buy-to-let mortgages, focusing on competitive rates and suitability. Clients receive comprehensive advice on loan structures, repayment strategies, and associated financial planning considerations.
Questions
What services does The Graham Harms Practice offer?
We provide investment management, retirement planning, protection strategies, corporate financial solutions, and mortgage advice tailored to individual and business needs.
Are you regulated by the Financial Conduct Authority?
Yes, we operate as an Appointed Representative of St. James's Place Wealth Management, which is authorised and regulated by the Financial Conduct Authority.
How do you approach investment management?
We collaborate with St. James's Place's selected external managers to create diversified portfolios aligned with your risk profile and financial goals, with ongoing monitoring.
Do you work with clients outside the UK?
Our services primarily focus on clients within the UK, providing nationwide wealth management support from our Newbury base.
What happens if investment values fall?
Investment values can go down as well as up. We provide balanced advice to manage risks while aiming to achieve your long-term financial objectives through regular portfolio reviews.
