Business Details
19 Years
experience
Your Trusted Mortgage Adviser in Swansea
Brilliant Money, part of the specialist mortgage group Brilliant Group, has been providing independent mortgage advice since 2007. As an FCA-authorised firm, we combine over 18 years of industry expertise with a commitment to delivering tailored solutions for complex mortgage needs. Our team of specialists works with first-time buyers, self-employed individuals, landlords, and businesses, offering access to a whole-of-market range of lenders and exclusive mortgage products.We pride ourselves on our personal service, having supported clients through challenging cases that other brokers could not resolve. Our accreditations with NACFB and FIBA, alongside our reputation as 'The Adviser's Adviser,' demonstrate our authority in the UK mortgage sector. We operate remotely, ensuring convenience while maintaining rigorous compliance with regulatory standards to protect our clients' interests.
Services
Mortgage Advice
Remortgaging
Commercial Mortgages
Self-Employed Mortgages
Landlord Solutions
Ex-Pat Mortgages
Development Finance
Limited Company Mortgages
Details
- Year established: 2007
Highlights and features
- We offer over 18 years of specialist mortgage experience
- Our team includes award-winning mortgage experts
- We provide access to exclusive mortgage products
- We operate with full transparency and no hidden fees
- Our team consists of certified experts with extensive experience
Associations and certifications
- Financial Conduct Authority
- National Association of Commercial Finance Brokers
- Financial Intermediary and Broker Association
What people say
Excellent team
Miracle worker
Amazing service
Real options
Trusted adviser
Services
Mortgage Advice
We provide independent mortgage advice tailored to individual circumstances. Our FCA-regulated service covers first-time buyers, movers, and complex cases. With access to the whole-of-market range of lenders, we help clients find suitable mortgage solutions while ensuring full compliance with regulatory requirements.
Commercial Mortgages
Our specialist team handles commercial mortgage requirements for businesses and property investors. We work with limited companies, SPVs, and trading companies to secure financing for property purchases, development projects, and portfolio expansions. Our expertise includes complex income assessments and bespoke financing solutions.
Self-Employed Mortgages
We specialise in mortgage solutions for self-employed individuals and complex income cases. Our experts understand the challenges faced by freelancers, contractors, and business owners when securing mortgages. We work with lenders who appreciate non-standard income structures and can demonstrate affordability effectively.
Remortgaging
Our remortgaging service helps clients secure better terms on their existing mortgages. We assess both existing lender products and the wider market to find optimal solutions. We specialise in helping clients with adverse credit histories or complex financial situations achieve better mortgage terms.
Development Finance
We provide specialist financing solutions for property development projects. Our expertise covers refurbishment, new build, and conversion projects. We work with developers, landlords, and investors to secure funding that matches their development timelines and financial requirements, including short-term bridging solutions.
People
Sam Telford
Mortgage Adviser
Sam provides expert mortgage advice, specialising in complex cases. With extensive experience in the mortgage industry, he helps clients navigate challenging financial situations to secure suitable mortgage solutions.
Matthew Arena
Director
Matthew leads our mortgage advisory team with over 15 years' experience in the industry. He specialises in commercial mortgages and complex finance solutions, ensuring clients receive expert guidance throughout the process.
Rebecca Bates
Loan Adviser
Rebecca specialises in loan advisory services, helping clients with complex financial situations. Her expertise includes self-employed mortgages and adverse credit cases, providing tailored solutions to meet individual needs.
Philip Snelling
Mortgage Adviser
Philip offers specialist mortgage advice, focusing on first-time buyers and remortgaging. With deep knowledge of the UK mortgage market, he helps clients find suitable financing solutions that match their circumstances.
Gareth Holding
Client Support
Gareth provides essential client support throughout the mortgage process. He ensures smooth communication between clients and advisers, helping streamline the application process and address client concerns promptly.
Questions
What mortgage options do you offer for self-employed individuals?
We specialise in mortgages for self-employed clients, including freelancers, contractors, and business owners. Our experts work with lenders who understand complex income structures.
Can you help with commercial mortgages for businesses?
Yes, we have a dedicated team for commercial mortgages, supporting limited companies, SPVs, and property investors with financing for purchases, developments, and portfolio expansions.
Do you charge upfront fees for mortgage advice?
No, we operate on a no-upfront-charges basis. Our fees are only due once your mortgage is approved or funds are released, ensuring no financial risk to you.
How do you handle mortgage applications with adverse credit?
We have expertise in adverse credit mortgages, working with specialist lenders to find solutions for clients with past credit issues, ensuring fair assessment of their circumstances.
Can you assist clients living abroad?
Yes, we specialise in mortgages for expatriates, offering tailored solutions for UK residents living abroad or international clients purchasing property in the UK.
What areas do you cover for mortgage advice?
We provide mortgage advice nationwide across the UK, with remote consultations available via phone or video meetings for client convenience.