Business Details
50+ Years
experience
Emergency
services
Trusted Insurance Broker in Enfield with Over 50 Years Experience
Established in 1971, TMD Insurance Group has built a reputation as a trusted independent insurance broker with over five decades of expertise. Our Chartered status reflects our commitment to professional excellence and client-centric service, offering tailored solutions for both business and personal insurance needs. As a member of WTW Networks, we leverage global resources and relationships to provide access to leading insurers and niche providers, ensuring competitive premiums and bespoke coverage.Our team of experienced professionals prioritises understanding client risks to deliver strategic insurance strategies, supported by a dedicated claims coordination service and 24/7 crisis response for specialist policies. With a heritage of continuous improvement, we maintain a loyal client base by combining personal service with technical proficiency, reinforced by accreditations from the Chartered Insurance Institute and regulation by the Financial Conduct Authority.
Services
Business Insurance
Personal Insurance
Cyber Insurance
Directors & Officers Insurance
Construction Insurance
High Net Worth Insurance
Motor Fleet Insurance
Professional Indemnity
Public Liability
Special Crime Coverage
Details
- Year established: 1971
Highlights and features
- We have over 50 years of experience in business and personal insurance sectors.
- Our Chartered status ensures adherence to the highest professional standards.
- We offer access to bespoke policies through WTW Networks' global insurer partnerships.
- Flexible payment terms and rapid response for urgent coverage requirements.
- Our team includes specialists with decades of experience in commercial and claims management.
Associations and certifications
- Chartered Insurance Institute
- Financial Conduct Authority (FCA)
What people say
Very positive
Resolved query extremely well
Extremely responsive
Information extremely clear
Going above and beyond
Services
Business Insurance
We provide comprehensive business insurance tailored to sectors ranging from start-ups to large corporates. Our policies include business interruption, employers' liability, and commercial combined options, with expert guidance on legislative changes and risk management. Clients benefit from dedicated account handling and streamlined claims coordination.
Cyber Insurance
Our cyber risk policies address financial losses from data breaches, IT system damage, and cyber extortion. Coverage includes legal advice, IT forensics, and public relations support. Designed for modern businesses, this insurance mitigates risks associated with digital operations and ensures rapid response to incidents.
Directors & Officers Insurance
This policy protects directors and officers from personal liability claims arising from alleged negligence or breaches of duty. Covering legal costs and compensation, it applies across sectors and company types, ensuring financial security for individuals facing litigation related to their managerial roles.
High Net Worth Insurance
Tailored policies for properties exceeding 500,000 in value or contents over 100,000. Coverage includes buildings, fine art, collections, and estate land, with options for accidental damage and alternative accommodation. Designed for discerning clients requiring bespoke protection for valuable assets.
Special Crime Coverage
This specialist policy covers high-impact risks like extortion, kidnap, and hijacking, offering 24/7 crisis response support. It safeguards individuals and businesses against threats not typically included in standard policies, providing financial protection and expert incident management.
People
Sean McDonagh
Managing Director
Group Managing Director with TMD since 1988, Sean leads strategic management and major client accounts. A Chartered Management Institute member since 2015, he fosters a professional yet personal business culture, balancing leadership with hands-on client service.
James McDonagh
Director
Chartered Insurance Institute associate with an economics degree, James oversees client relationships and policy development. His individual Chartered status reinforces TMD's commitment to technical excellence and client protection, combining academic expertise with practical industry knowledge.
Penny Malloura
Commercial & Claims Manager
With 25+ years in insurance, Penny manages commercial policies and claims departments. Her expertise spans directors' liability and high-net-worth sectors, focusing on client relationships and team leadership while maintaining a commitment to exceptional service standards.
Garry Bell
Private Clients Manager
Garry oversees personal insurance solutions, leveraging decades of experience to match clients with suitable products. His career began at 16 with Allianz, and he now specialises in delivering first-class service for private clients and associated commercial needs.
Darren Gowers
Motor Trade Manager
Motor trade specialist since 1991, Darren builds long-term client relationships through tailored insurance solutions. With a focus on understanding business needs, he combines technical knowledge with a customer-first approach to deliver optimal coverage for trade clients.
Questions
What types of business insurance do you offer?
We provide business interruption, cyber risks, directors' liability, commercial combined, and specialist crime coverage tailored to your sector.
Do you handle personal insurance claims directly?
Yes, our in-house claims team coordinates settlements and works with market-leading surveyors to ensure fair, timely resolutions.
Are your insurance policies available nationwide?
While based in Enfield, we serve clients across the UK through our network of insurers and brokers.
Can I get flexible payment terms for my policy?
Yes, we offer adaptable payment options to accommodate different budgets and premium requirements.
What accreditations does TMD hold?
We are Chartered by the Insurance Institute and regulated by the Financial Conduct Authority for professional excellence.
