Business Details
46 Years
experience
Expert Construction Insurance Solutions in Ely
As a full-service insurance broker, we specialise in delivering tailored insurance solutions for construction businesses across the UK. Our expertise stems from being a wholly-owned subsidiary of the Federation of Master Builders, granting us unparalleled industry insight. We offer comprehensive coverage including Public Liability, Contract Works, and Professional Indemnity Insurance, all supported by partnerships with leading insurers.Our team, qualified by the Chartered Insurance Institute, ensures clients receive expert advice and competitive pricing. With access to a vast range of policies, we prioritise simplicity, transparency, and dedicated customer service to safeguard your business operations.
Services
Public Liability Insurance
Employers Liability Insurance
Contract Works Insurance
Professional Indemnity
Building Work Guarantee
New Homes Warranty
Van Fleet Insurance
Breakdown Recovery
Unoccupied Property Cover
Commercial Legal Expenses
Details
- Year established: 1980
Highlights and features
- We combine construction industry expertise with insurance knowledge
- Access to leading UK insurers ensures competitive policy pricing
- Chartered Insurance Institute-qualified staff provide expert guidance
- Dedicated customer service representatives for ongoing support
- Tailored coverage backed by the Federation of Master Builders
Associations and certifications
- Financial Conduct Authority
- Investors in People
What people say
Expert service
Reliable coverage
Dedicated support
Competitive pricing
Easy process
Services
Public Liability Insurance
Protects construction businesses against third-party claims for property damage or bodily injury. Essential for council contracts and FMB membership compliance, this policy covers legal defence costs and compensation payments. Available with coverage limits from 1m to 10m to suit project sizes.
Contract Works Insurance
Covers damage to ongoing construction projects from fire, flood, or vandalism. Protects building materials, tools, and completed works in progress. Required for most construction contracts, ensuring financial protection for projects up to 10m in value.
Professional Indemnity
Safeguards against claims arising from professional errors or negligent advice. Covers legal defence costs and compensation for financial losses due to contractual breaches or design defects. Essential for builders providing specialist consultancy services.
Building Work Guarantee
Provides 2-10 year insurance-backed guarantees for structural defects. Covers remedial costs if builders cease trading, with options for 2, 6, or 10-year terms. Accepted by UK mortgage lenders and includes full contract value protection.
New Homes Warranty
Comprehensive 10-year coverage for new build properties, including pollution damage and building regulation compliance. Features transferable policies, site inspections by experienced surveyors, and acceptance by major UK mortgage lenders.
People
Peter Matson
Chairman
With extensive construction industry experience, Peter leads our strategic direction while maintaining close ties with the Federation of Master Builders. His expertise ensures our insurance products align with sector-specific needs.
Jeremy
Surveyor
Jeremy provides expert technical guidance during policy assessments and site inspections. His construction background ensures accurate risk evaluation for complex building projects requiring specialised insurance solutions.
Questions
What types of insurance does FMB Insurance offer?
We provide Public Liability, Employers Liability, Contract Works Insurance, Professional Indemnity, Building Work Guarantees, New Homes Warranties, and specialist construction-related policies.
Are your insurance policies accepted by UK mortgage lenders?
Yes, our New Homes Warranties and Building Work Guarantees are accepted by most UK mortgage providers as required by lending regulations.
How do I get a quote for insurance coverage?
Contact our team via phone or online form to discuss your requirements. We'll assess your project details and provide a tailored insurance quotation within one business day.
What is the maximum coverage limit available?
We offer policies with coverage limits up to £10 million for liability insurance and full contract value protection for construction-specific policies.
Can I transfer my policy if I sell my property?
Yes, our New Homes Warranties are transferable to new owners for the remaining policy term upon payment of a £25 administration fee.
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