Business Details
34 Years
experience
Trusted Chartered Certified Accountants in Swansea
Established in 1992 through the merger of two long-standing Swansea firms, Cross & Bowen is a respected firm of Chartered Certified Accountants serving clients across South Wales and beyond. Our team of experienced partners and staff specialise in delivering tailored financial solutions, combining traditional expertise with modern technology to meet diverse client needs. We offer comprehensive services including account preparation, tax compliance, VAT management, payroll processing, and company secretarial duties. Our commitment to client support extends to business advisory services, cash flow forecasting, and professional fees protection against HMRC enquiries.With a focus on transparency and accessibility, we provide initial consultations at no charge and maintain continuous oversight of tax deadlines to ensure compliance. Our Sage Accountants Club membership enables us to offer clients discounted software solutions and implementation guidance. Serving a diverse client base from sole traders to multi-million-pound enterprises, we prioritise practical, cost-effective outcomes while maintaining the highest professional standards.
Services
Preparation of Accounts
Taxation
VAT
Payroll Bureau
Company Secretarial
Cash Flow Forecasting
Professional Fees Protection
Details
- Year established: 1992
Highlights and features
- Established in 1992 with combined expertise from two Swansea firms
- Comprehensive services covering accountancy, taxation, and business advisory
- Personalised advice with no charge for initial business consultations
- Modern technology integration for accurate tax and payroll processing
- Sage Accountants Club membership offering software discounts and support
Associations and certifications
- Association of Chartered Certified Accountants (ACCA)
Services
Preparation of Accounts
We prepare tailored accounts for businesses ranging from sole traders to limited companies and charities. Our services include record analysis, system recommendations, and bookkeeping support. Utilising Sage software expertise, we ensure accurate financial reporting while advising on process improvements to enhance efficiency and reduce costs.
Taxation
Comprehensive tax return preparation for individuals, partnerships, and companies. We ensure timely submissions using advanced systems to avoid penalties, provide capital gains and inheritance tax planning, and maintain continuous compliance monitoring. Our expertise minimises errors and ensures adherence to HMRC requirements.
Payroll Bureau
Full payroll processing including payslips, statutory deductions, and HMRC submissions. We handle complex calculations for parental leave, student loans, and pension contributions. Our confidential service supports over 50 clients with accurate, compliant payroll management tailored to individual business needs.
Company Secretarial
Complete company formation and compliance support including registered office provision and statutory filings. We simplify corporate governance requirements, ensuring businesses meet legal obligations efficiently while maintaining accurate records for smooth operational management.
Cash Flow Forecasting
Business plan development and cash flow projections for new ventures or ongoing operations. We assist with bank presentations, financial strategy sessions, and risk mitigation planning to ensure sustainable growth and informed decision-making for long-term business success.
People
Nicholas Davies
Partner
Fellow of the Association of Chartered Certified Accountants, specialising in personal and corporate taxation, VAT, and accounting systems. Appointed partner in 2012 with extensive client advisory experience.
Julie Corbett
Partner
Chartered Certified Accountant since 2009, serving small businesses to large corporations. Specialises in accounts preparation, tax, and VAT returns. Became partner in 2022 with diverse client management expertise.
Susan Tyrrell
Accountant
Over 30 years' experience in accountancy. Specialises in preparing accounts for various business types. Joined the firm in 1994, providing technical expertise and consistent service delivery.
Kayleigh Gubb
Payroll Administrator
Modern Apprenticeship graduate in Business Administration. Manages payroll for over 50 clients since 2014, handling complex calculations and statutory requirements with accuracy and confidentiality.
Tim Hopkins
Consultant
Former 30-year partner now providing consultancy. Offers strategic guidance to partners and staff, leveraging decades of experience in accountancy practices and client relationship management.
Questions
What accounting services do you offer for small businesses?
We provide tailored accounts preparation, tax compliance, VAT management, payroll processing, and business advisory services specifically designed for small enterprises.
Do you assist with HMRC tax return submissions?
Yes, we handle all aspects of tax return preparation and submission for individuals, partnerships, and companies using advanced systems to ensure accuracy and timely filing.
Are your services available outside Swansea?
We serve clients across South Wales and beyond, including Cardiff, Bristol, and London, with both local and national business support capabilities.
Can you help with payroll administration?
Our full payroll bureau service includes payslip generation, statutory deductions, and HMRC submissions for over 50 clients with varying business requirements.
Do you offer business start-up advice?
Yes, we provide free initial consultations covering legal structures, finance options, tax registration, and record-keeping requirements for new ventures.
How do you handle HMRC enquiries?
We offer Professional Fees Protection against HMRC enquiry costs and provide expert representation during tax investigations to minimise client burden.