Business Details
Expert Finance Solutions for UK Businesses
Established in the mid-1990s, KIS Finance operates as an independent finance brokerage specialising in bridging loans, development finance, commercial mortgages, and secured loans. Our team of experienced professionals works with a comprehensive panel of lenders to secure competitive rates and flexible terms for clients. Authorised and regulated by the Financial Conduct Authority (FCA), we prioritise transparency and efficiency, offering 7-day-a-week availability from 8am to 10pm.Our approach focuses on understanding individual client needs to provide tailored solutions, with a commitment to no broker fees across all services. With decades of combined experience, we serve both first-time applicants and seasoned developers, maintaining a reputation for fast decision-making and hassle-free processes.
Services
Bridging Loans
Development Finance
Commercial Mortgages
Secured Loans
Bridging Loan Advice
Highlights and features
- 25+ years of experience in finance brokering
- No broker fees on any loan products
- Fast decisions with facilities arranged within 48 hours
- Dedicated team of FCA-regulated professionals
- Transparent process with no hidden charges
Associations and certifications
- Financial Conduct Authority
What people say
Speedy, efficient service
Exceptional customer service
Found me the best deal
Clear communication throughout
No pressure sales approach
Services
Bridging Loans
Bridging loans provide short-term financing solutions for property transactions. These loans help clients purchase new properties before selling existing ones, fund auction purchases, or finance development projects. With loan amounts ranging from 50,000 to 500 million and terms between 1 and 24 months, our bridging loans offer fast funding with no broker fees. Our FCA-regulated team ensures transparent processes and competitive interest rates starting at 0.55% per month.
Development Finance
Development finance supports property construction and renovation projects across the UK. We arrange funding from 100,000 to 1 billion for residential, commercial, and mixed-use developments. Our services cover land acquisition, build costs, and project completion, with loan-to-value ratios up to 70% of gross development value. Clients benefit from staged funding releases and expert guidance throughout the development lifecycle, ensuring projects remain on schedule and within budget.
Commercial Mortgages
Commercial mortgages provide long-term financing for business property acquisitions. We offer loans from 100,000 to 250 million for full commercial or semi-commercial properties. Our FCA-regulated advisors help businesses secure competitive rates with options for interest-only payments. We work with multiple lenders to find suitable solutions for various property types, including offices, retail spaces, and industrial units across the UK.
Secured Loans
Secured loans offer financing solutions backed by property or other assets. We provide loans from 5,000 to 2.5 million with terms between 3 and 35 years. Our services include high loan-to-value options up to 125% in specific cases and adverse credit plans. These loans suit individuals requiring substantial funds for various purposes, with flexible repayment options and competitive rates starting at 0.59% per month.
Bridging Loan Advice
Our bridging loan advisory service helps clients understand their financing options. We assess individual circumstances to recommend suitable products, explaining advantages, disadvantages, and costs. Our FCA-regulated team provides clear guidance on loan structures, interest calculations, and repayment strategies. We ensure clients make informed decisions without pressure sales tactics, maintaining transparency throughout the advisory process.
People
Neil Andrews
Founder
With 25 years of business experience, Neil founded KIS Finance in the mid-1990s. He specialises in commercial finance solutions and maintains a client-focused approach to securing competitive deals.
Sam O'Neill
Senior Bridging Consultant
Sam specialises in bridging finance with expertise in fast-track loan approvals. He maintains clear communication throughout the application process and ensures timely completions.
Phoebe Appleby
Senior Bridging Advisor
Phoebe provides expert bridging loan advice with a focus on client satisfaction. She manages complex cases and ensures smooth transaction processes for property purchases.
Mat Phillips
Senior Bridging Consultant
Mat specialises in bridging finance solutions for both residential and commercial properties. He works closely with clients to understand their requirements and deliver tailored financing options.
Chris Borwick
Development Finance Specialist
Chris focuses on development finance solutions for property projects. He works with clients to secure funding for new builds, conversions, and large-scale developments across the UK.
Questions
How quickly can you arrange a bridging loan?
We can arrange bridging loans within 48 hours for urgent cases, with most completions occurring within 2-4 weeks from application.
What loan amounts do you offer?
We provide bridging loans from £50,000 to £500 million and development finance from £100,000 to £1 billion.
Do you charge broker fees?
No, we don't charge any broker fees for our loan products, ensuring transparent pricing for all clients.
Can I get finance with poor credit history?
Yes, we consider applications with adverse credit histories, focusing on the security and exit strategy for bridging loans.
Are your rates competitive?
We guarantee competitive rates starting at 0.55% monthly interest for bridging loans through our extensive lender network.
Do you operate nationwide?
Yes, we provide finance solutions across the UK, including England, Scotland, Wales, and Northern Ireland.
