K S M Independent Financial Advisers

Welcome to KSM Associates Independent Financial Advisers Limited, a leading financial services firm based in Hexham, Northumberland, serving clients across the North East of England. As an independent financial advisory firm, we pride ourselves on offering unbiased advice to individuals and businesses alike. Our team of fully qualified and experienced financial advisers is committed to providing tailored financial solutions to meet the unique needs of each client.

Our Services

We offer a comprehensive range of financial services, including mortgages, corporate planning, tax planning, investment advice, life assurance, pensions planning, and health insurance. Our services are designed to help individuals and businesses achieve their financial objectives, whether it's saving for retirement, investing in the future, or protecting against unforeseen events. Our experienced team will work closely with you to understand your financial goals and develop a personalized plan to help you achieve them.

Our mortgage services include advice on residential and commercial mortgages, remortgaging, and equity release. Our corporate planning expertise covers areas such as business protection, employee benefits, and shareholder arrangements. Our tax planning services include inheritance tax planning, capital gains tax planning, and self-assessment tax returns. Our investment advice covers a wide range of investment products, including ISAs, pensions, and investment bonds. Our life assurance services include term life insurance, whole of life insurance, and critical illness cover. Our pensions planning services include personal pensions, company pensions, and retirement planning. Our health insurance services include private medical insurance, health cash plans, and income protection.

Our Approach

At KSM Associates, we believe in building long-term relationships with our clients. We take the time to understand your financial goals and objectives, and we work closely with you to develop a personalized financial plan that meets your unique needs. We are committed to providing transparent and unbiased advice, and we will always act in your best interests. We are also flexible in how we are paid, offering a range of payment options to suit your needs.

Why Choose Us

There are many reasons why clients choose KSM Associates. Our independence means that we can offer advice from the whole range of products available, ensuring that you receive the best possible solution for your needs. Our team of experienced financial advisers is committed to providing exceptional service and advice. We are also authorized and regulated by the Financial Conduct Authority, giving you peace of mind that you are dealing with a reputable and trustworthy firm.