Business Details
9 Years
experience
Your Trusted Insurance Partner in Dunbar
Founded in 2017 by David Robertson, a Chartered Insurance Broker with over 20 years' experience, Prospero Insurance provides tailored insurance solutions for businesses and individuals. Our approach prioritises understanding clients' unique circumstances to arrange cover that aligns with their personal or organisational narratives. With a team combining decades of industry expertise, we specialise in commercial combined policies, landlord insurance, motor trade coverage, and high-net-worth private client services. Unlike larger brokers, we maintain an ethical, community-focused ethos while delivering face-to-face communication and total transparency.Our advisors serve clients nationwide, from small businesses to property investors, ensuring equal service quality regardless of client size. We maintain long-term relationships through proactive support, as evidenced by clients who have followed our team across multiple brokerages. Our commitment extends beyond standard offerings, including assistance during exceptional circumstances like international emergencies. As an FCA-authorised firm registered in Scotland (SC556535), we combine regulatory compliance with a personalised approach to insurance brokering.
Services
Commercial Combined Insurance
Tradesmen Insurance
Landlord Insurance
Motor Trade Insurance
Motor Fleet Insurance
Contractor Insurance
Cleaner Insurance
Charities Insurance
Home Insurance
Travel Insurance
Details
- Year established: 2017
Highlights and features
- We offer 20+ years' experience in tailored insurance solutions
- Our team provides face-to-face communication and total transparency
- We specialise in ethical, community-focused insurance brokering
- Available outside standard hours for urgent client needs
- FCA-authorised with proven expertise in high-value insurance
Associations and certifications
- Financial Conduct Authority
What people say
Fantastic service
Incredibly professional
Speedy responses
Amazingly efficient
Highly recommend
Services
Commercial Combined Insurance
Our Commercial Combined policies provide comprehensive protection for businesses, integrating property, liability, and business interruption cover. Tailored to specific industry needs, these policies safeguard against common risks while offering flexibility for unique requirements. Ideal for SMEs seeking all-encompassing business protection.
Landlord Insurance
Specialist landlord insurance covers residential and commercial property investments, including buildings, contents, and liability protection. We offer bespoke policies for single properties or portfolios, with optional add-ons like rent guarantee and legal expenses cover. Designed for property investors seeking comprehensive asset protection.
Motor Trade Insurance
Tailored motor trade policies protect garages, dealerships, and repair workshops. Coverage includes premises, tools, vehicle stock, and third-party liability. We provide flexible solutions for businesses with varying numbers of employees and vehicle types, ensuring compliance with industry-specific regulations.
Home Insurance
Comprehensive home insurance solutions cover buildings and contents for private homeowners and tenants. Policies include standard protections plus optional enhancements for high-value items and specific risks. Available for standard properties and unique dwellings requiring specialist coverage.
Travel Insurance
Our travel insurance policies provide coverage for domestic and international trips, including medical emergencies, trip cancellations, and lost luggage. Special options available for high-risk activities and pre-existing medical conditions. Designed to protect both leisure and business travellers.
People
David Robertson
Founder
Chartered Insurance Broker with 20+ years' experience, established Prospero Insurance in 2017 to offer ethical alternatives to corporate brokers. Specialises in commercial insurance solutions while maintaining community-focused business practices. Regular contributor to industry discussions on ethical brokering.
Tracy Robertson
Private Client Specialist
Over 20 years' experience managing high-net-worth private client portfolios, including country houses and performance vehicles. Also oversees accounts department operations. Recognised for exceptional client service and personal approach to insurance solutions.
Mark Berridge
Insurance Advisor
Insurance professional with 30+ years' industry experience, specialising in business risk management. Provides tailored advice to commercial clients while maintaining expertise in emerging insurance products and market trends.
Spero
Office Mascot
Official office mascot since 2017, providing companionship and stress relief to staff and visitors. Regularly spotted monitoring local wildlife through the office window while supporting a positive workplace environment.
Questions
How does Prospero differ from larger insurance brokers?
We prioritise personal relationships over spreadsheets, offering tailored solutions with face-to-face communication and ethical practices, unlike larger corporations focused on standardised products.
What insurance services do you offer?
We provide commercial combined policies, landlord insurance, motor trade coverage, private client services, and specialist insurance for charities and tradespeople across Scotland and the UK.
How do you handle insurance claims?
Our team provides proactive support with rapid response times, as demonstrated by processed claims within hours and 24/7 availability for urgent client needs.
Can you help with high-value insurance requirements?
Yes, we specialise in high-net-worth private client insurance and complex commercial policies, offering bespoke solutions for properties, vehicles, and business assets.
What areas do you serve?
While based in Dunbar, we serve clients across Scotland including Edinburgh, Glasgow, East Lothian, and Aberdeenshire, with nationwide capabilities for specialist insurance needs.
