Business Details
23 Years
experience
Expert Accounting Services for Contractors & SMEs
No Worries was founded in 2003 by Greg and Helen, two New Zealanders determined to transform contractor accounting in the UK. Our mission is to simplify financial management for freelancers, contractors, and small businesses through innovative cloud-based solutions and personalised support. With over 20 years of combined experience in tax and accounting, we specialise in limited company services, sole trader accounting, umbrella payroll, and personal tax returns. Our proprietary Joy Pilot software enables real-time financial tracking, automated invoicing, and seamless HMRC compliance.We pride ourselves on transparent pricing, fixed-fee structures, and a dedicated team of FMAAT-certified professionals who provide jargon-free advice. Recognised for pioneering the first VAT return submission under HMRC's Making Tax Digital initiative in 2018, we continue to lead industry innovation while maintaining a client-centric approach that has earned us 5-star reviews from over 2,500 satisfied clients.
Services
Limited Company Accounting
Sole Trader Services
Umbrella Payroll
Personal Tax Returns
VAT Registration
Cloud Accounting Software
IR35 Compliance
Tax Efficiency Planning
Business Formation
Payroll Services
Details
- Year established: 2003
Highlights and features
- 20+ years' experience in contractor tax solutions since 2003
- Transparent fixed-fee pricing with no hidden costs
- Dedicated FMAAT-certified accountants for each client
- Proprietary Joy Pilot software with AI-powered features
- Pioneers of HMRC's Making Tax Digital initiative
Associations and certifications
- FCSA
What people say
Exceptional service
Stress-free solutions
Significant savings
Expert support
Transparent pricing
Services
Limited Company Accounting
Comprehensive accounting solutions for limited companies including statutory filings, VAT returns, and corporation tax. Our service covers quarterly RTI submissions, annual accounts preparation, and real-time financial reporting through Joy Pilot software. Clients receive dedicated accountant support for tax efficiency planning and dividend strategy.
Sole Trader Services
Tailored support for sole traders featuring income and expense tracking, self-assessment tax returns, and National Insurance guidance. Includes cloud-based bookkeeping tools with receipt scanning and automated profit/loss reporting. Monthly packages start at 35 + VAT with unlimited advisor access.
Umbrella Payroll
FCSA-accredited umbrella service with daily payroll processing and same-day payments. Includes automatic tax deductions, pension scheme access, and insurance coverage. Weekly rate 22.50 with instant payment notifications and dedicated support for contract disputes.
Personal Tax Returns
HMRC-compliant self-assessment preparation for contractors and freelancers. Services start at 145 + VAT with options for early bird discounts. Covers PAYE, property income, and foreign earnings. Existing clients receive 50% off standard rates with unlimited advisor consultations.
Cloud Accounting Software
Free AI-powered accounting platform with bank feeds, multi-currency support, and voice invoicing. Features include real-time tax dashboards, receipt scanning, and integration with HMRC systems. Available to all clients with 24/7 access and unlimited training support.
People
Greg and Helen
Company Founders
New Zealand-born founders with 20+ years' experience in contractor accounting. Pioneered online company formation in 2003 and developed Joy Pilot software. Combined expertise in tax strategy and business growth for freelancers.
Candice
Managing Director
FMAAT-certified accountant leading customer service operations. Specialises in contractor accounting with 14 years' experience. Oversees staff training and quality assurance for accounting services across all client packages.
Questions
What accounting services do you offer for contractors?
We provide limited company accounting, umbrella payroll, sole trader services, personal tax returns, VAT registration, and cloud accounting software tailored for UK contractors.
How does your cloud accounting software benefit businesses?
Joy Pilot offers real-time financial tracking, automated invoicing, receipt scanning, and HMRC integration with AI-powered features like voice invoicing and multi-currency support.
Are your accounting fees transparent?
Yes, we guarantee no hidden fees with fixed-fee packages starting from £35/month for sole traders and £95/month for limited companies, including all core services.
Do you support first-time contractors?
Absolutely. We offer free consultations, business structure guidance, and step-by-step support for new contractors through all our service packages.
How do you ensure tax efficiency for clients?
Our accountants specialise in contractor tax strategies, including dividend optimisation, expense maximisation, and IR35 compliance to minimise tax liabilities legally.
