Business Details
12 Years
experience
Your Trusted Partner for Holistic Financial Planning Solutions
Balance Wealth Planning was founded in 2014 with a mission to transform the financial planning profession. Our approach prioritises holistic, goals-based advice tailored to individual client needs, delivered through transparent fixed fees rather than percentage-based charges. We specialise in lifetime financial planning, investment management, and tax-efficient strategies, serving clients across the UK from our Nottingham and Lincolnshire offices.Our team of certified financial planners combines academic evidence with practical expertise to create robust, diversified investment portfolios aligned with client values and aspirations. Recognised as a Top 100 Independent Financial Planning firm in the UK for six consecutive years, we maintain authorisation and regulation by the Financial Conduct Authority, ensuring the highest standards of professional conduct and client protection.
Services
Financial Planning
Investment Portfolios
Inheritance Planning
Retirement Strategies
Tax Efficiency
Details
- Year established: 2014
Highlights and features
- We pioneered fixed-fee financial planning in the UK, eliminating conflicts of interest since 2014
- Our investment portfolios are evidence-based, globally diversified, and ethically screened
- Certified financial planners with combined decades of experience in complex financial scenarios
- Award-winning practice ranked among the UK's Top 100 Financial Planning firms for six years
- Client reviews consistently highlight our exceptional communication and life-changing advice
Associations and certifications
- Financial Conduct Authority
What people say
Changed our lives
Professional and efficient
Ethical and transparent
Excellent communication skills
Stress-free process
Services
Financial Planning
Our comprehensive financial planning service creates lifetime strategies tailored to individual goals. We analyse complete financial situations, model future scenarios, and develop actionable plans for retirement, inheritance, and wealth preservation. Clients benefit from transparent fixed fees and evidence-based decision-making that prioritises long-term financial security over short-term gains.
Investment Portfolios
We design diversified investment portfolios aligned with client risk profiles and ethical values. Our two proprietary ranges - Core and Good Practice - offer 10 risk levels with global diversification. These low-cost portfolios focus on market-tracking funds while incorporating responsible investing criteria for environmental, social, and governance considerations.
Retirement Planning
Specialist retirement planning services help clients achieve financial independence. We develop tax-efficient income strategies, stress-test retirement scenarios, and implement phased retirement approaches. Our planners help clients determine optimal retirement dates while ensuring sustainable income throughout their retirement years.
Inheritance Planning
Our inheritance planning service addresses wealth transfer and probate management. We help clients structure their estates to minimise tax liabilities while respecting family circumstances and beneficiaries' needs. This includes creating legally sound wills and establishing trusts where appropriate.
Tax Efficiency
We specialise in tax-efficient financial structures for individuals and businesses. Our strategies optimise capital gains tax allowances, utilise tax wrappers effectively, and implement legitimate tax reduction techniques within HMRC regulations to maximise clients' after-tax returns.
People
Rebecca Aldridge
Founder & Financial Planner
Rebecca established Balance Wealth Planning in 2014 after 15+ years in financial services. She holds advanced qualifications in financial planning and specialises in retirement strategies. Her expertise in ethical investing and client-focused advice has driven the firm's award-winning approach.
Krupesh
Financial Planner
Krupesh provides expert financial advice with particular focus on business owners and high-net-worth individuals. He combines technical expertise with clear communication, helping clients navigate complex financial decisions while maintaining ethical standards.
Tina
Financial Planner
Tina specialises in comprehensive financial planning for families and professionals. Her thorough approach covers all aspects of wealth management, with particular expertise in inheritance tax planning and educational funding strategies.
Susie
Financial Planner
Susie brings over a decade of experience in financial services to her role. She focuses on retirement planning and investment management, known for her meticulous attention to detail and ability to explain complex concepts in accessible terms.
Jane Y
Client Advisor
Jane provides client support with particular focus on Lincolnshire-based clients. Her background in customer service and financial administration ensures smooth implementation of financial plans while maintaining personal client relationships.
Questions
What financial planning services do you offer?
We provide comprehensive financial planning including retirement strategies, investment management, inheritance planning, tax efficiency, and cash-flow analysis. Our fixed-fee approach covers lifetime financial strategies tailored to individual circumstances.
How are your fees structured?
We use transparent fixed fees based on time and expertise required, not as a percentage of investments. This eliminates conflicts of interest and ensures advice remains focused on client needs.
Can you help with retirement planning?
Yes, we specialise in retirement planning, helping clients determine financial readiness, create sustainable income streams, and implement tax-efficient withdrawal strategies tailored to their lifestyle goals.
Do you offer ethical investment options?
Our Good Practice portfolio range incorporates environmental, social, and governance criteria. These ethical investments align financial objectives with personal values through responsible fund selection.
How do you handle inheritance planning?
We provide comprehensive inheritance planning including estate structuring, probate assistance, and tax mitigation strategies. Our approach considers family dynamics and beneficiaries' needs while ensuring legal compliance.
Are initial consultations free?
Yes, we offer free initial consultation meetings to discuss your financial situation and determine if our services align with your needs. This applies to both in-person and online appointments.
