Business Details
Your Trusted Financial Advisers in Wiltshire
Established by Dominic O'Connor, our firm delivers tailored financial advice rooted in transparency and client trust. With over three decades of industry experience, including roles at PricewaterhouseCoopers, KPMG, and Openwork, we combine technical expertise with a client-first approach. Our services span pension planning, investment strategies, and protection solutions, ensuring clarity in complex financial decisions. As Chartered Financial Planners and Associates of the Chartered Insurance Institute, we prioritise ethical standards and continuous professional development.We operate under the UK regulatory regime, registered with Companies House under number 05998289, and maintain offices in Wiltshire. Our commitment to openness means we only proceed with client-agreed actions, providing written cost disclosures upfront. We specialise in mitigating inheritance tax risks, securing family financial stability, and navigating retirement options with plain-language guidance. Our technical proficiency, honed through collaborations with Zurich Insurance and Friends Provident, ensures robust solutions for individual and business clients.
Services
Pension Planning
Investment Advice
Life Insurance
Retirement Planning
Business Protection
Highlights and features
- We have over 35 years of experience in financial services and technical roles.
- Our advice is based on Chartered Institute-accredited expertise and continuous professional development.
- We operate with full transparency, confirming costs in writing before any action.
- Our client-first approach ensures tailored solutions aligned with individual financial goals.
- We specialise in complex areas like inheritance tax mitigation and retirement planning.
Associations and certifications
- Chartered Insurance Institute
- Chartered Financial Planner
Services
Pension Planning
We design tailored pension strategies to maximise retirement income while minimising tax liabilities. Our expertise covers workplace pensions, self-invested personal pensions (SIPPs), and state benefit optimisation. Clients receive clear guidance on contribution levels, investment choices, and retirement age planning.
Investment Advice
Our investment services focus on risk-appropriate portfolio construction and diversification strategies. We assess clients' financial goals, risk tolerance, and time horizons to recommend funds, equities, or bonds. Regular reviews ensure alignment with changing market conditions and personal circumstances.
Business Protection
We help businesses safeguard against financial disruption from key person loss, partnership changes, or liability claims. Solutions include life insurance, critical illness cover, and income protection policies tailored to company structures and sector-specific risks.
Life Insurance
Our life insurance solutions provide financial security for dependants in case of premature death. We offer term life, whole-of-life, and family income benefit policies, ensuring appropriate coverage amounts and policy terms aligned with clients' family circumstances.
Retirement Planning
We guide clients through retirement options including pension drawdown, annuity purchases, and tax-efficient income strategies. Our advice covers state pension entitlements, inheritance tax planning, and managing healthcare costs in later life.
People
Dominic O'Connor
Director
Chartered Financial Planner with 35+ years' experience, including roles at PwC, KPMG, and Openwork. Specialises in pension strategies, tax-efficient investments, and business protection solutions. Committed to transparent, client-led financial advice.
Questions
What financial services do you specialise in?
We specialise in pension planning, investment advice, life insurance, retirement strategies, and business protection solutions tailored to individual and corporate clients.
Are you regulated by financial authorities?
Yes, we operate under the UK regulatory regime and are registered with Companies House (no. 05998289) as Chartered Financial Planners.
How do you charge for your services?
We provide written cost disclosures before any action, with fees structured transparently based on the complexity of advice and client requirements.
Can you help with inheritance tax planning?
Yes, we specialise in tax-efficient wealth preservation strategies to mitigate inheritance tax liabilities while maintaining financial flexibility for clients.
Do you offer online portfolio management?
Yes, we provide access to platforms like M&G Wrap and Scottish Widows for real-time investment monitoring and portfolio management.
