Business Details
17 Years
experience
Expert Mortgage Brokers in Epsom | Ignite Financial Services
At Ignite Financial Services, we specialise in providing tailored mortgage and protection advice to first-time buyers, home movers, remortgagers, and property investors. With over 15 years of combined experience in the financial industry, our team of fully qualified advisors works diligently to secure competitive mortgage rates and exclusive deals from a comprehensive panel of lenders. We prioritise building long-term client relationships, ensuring all advice is clear, transparent, and aligned with your best interests. Our services extend to protection products such as life cover, critical illness cover, and income protection, tailored to your specific needs.We operate with integrity, offering honest, professional guidance without charging fees for our services, as our income is derived from commissions paid by product providers. As an appointed representative of PRIMIS Mortgage Network, authorised and regulated by the Financial Conduct Authority, we adhere to stringent regulatory standards. Our commitment to exceptional customer service is reflected in our track record of assisting clients through every stage of the mortgage process, from initial inquiries to contract completion. We pride ourselves on delivering personalised support, ensuring a smooth and stress-free experience for all our clients.
Services
Mortgage Advice
Buy to Let
Remortgaging
Life Cover
Critical Illness Cover
Details
- Year established: 2009
Highlights and features
- We have over 15 years of combined experience in financial services.
- We offer access to a comprehensive mortgage panel with exclusive deals.
- Our services are completely fee-free for clients.
- We provide tailored protection products to meet individual needs.
- Our team includes fully qualified advisors with a focus on client satisfaction.
Associations and certifications
- Financial Conduct Authority (FCA)
- PRIMIS Mortgage Network
What people say
Professional service
Clear communication
Successful mortgage outcomes
Personalised support
Stress-free process
Services
Mortgage Advice
Our expert advisors provide tailored mortgage advice for first-time buyers, home movers, and investors. We assess your financial situation to recommend competitive rates and exclusive deals. With access to a comprehensive lender panel, we ensure transparent, fee-free guidance from application to completion.
Buy to Let
We specialise in buy-to-let mortgages, helping investors secure properties for rental income. Our FCA-regulated advisors offer market insights and competitive rates tailored to your investment goals. We handle paperwork and liaise with lenders to streamline the process for landlords.
Remortgaging
Our remortgaging service helps homeowners reduce monthly payments or release equity. We analyse your current deal to find better rates and manage the transition seamlessly. No fees are charged, as we earn commissions from lenders.
Life Cover
We offer life cover policies to protect your family's financial future. Our advisors tailor coverage amounts and terms to your circumstances, ensuring peace of mind. Policies are sourced from trusted providers with competitive premiums.
Critical Illness Cover
Our critical illness cover provides financial security if diagnosed with a covered condition. We design policies to replace income or cover medical expenses, with options for single or multi-illness coverage. Claims support is included for policyholders.
People
Mike
Founder
Mike founded Ignite in 2009, driven by a passion for providing honest mortgage advice. He focuses on managing client expectations and ensuring professional service standards across all transactions.
Vicki
Protection Advisor
With 22 years in finance, Vicki has specialised in protection products at Ignite for 14 years. She ensures clients receive tailored life and critical illness cover to safeguard against unforeseen circumstances.
Toni
Mortgage Advisor
Toni brings 14 years of property industry experience, offering clear advice for first-time buyers and remortgagers. She prioritises making the mortgage journey smooth and stress-free for all clients.
James Wicks
Mortgage Advisor
James has five years of mortgage expertise, guiding clients through purchases and investments. He provides tailored advice to ensure informed decisions, focusing on long-term financial security for homeowners.
James Webb
Office Administrator
James supports mortgage processes with two years of administrative experience. He coordinates client communications and lender interactions to ensure efficient transaction management and clear updates throughout the process.
Questions
What mortgage services do you offer?
We provide advice on first-time purchases, remortgaging, buy-to-let, and onward purchases, along with protection products like life cover and critical illness insurance.
Are your services free of charge?
Yes, we do not charge fees for any services. Our income comes from commissions paid by lenders and insurance providers.
How do you find competitive mortgage rates?
We access a comprehensive panel of lenders to compare rates and secure exclusive deals tailored to your financial circumstances and property goals.
Are you regulated by financial authorities?
Yes, we are an appointed representative of PRIMIS Mortgage Network, authorised and regulated by the Financial Conduct Authority for mortgages and protection products.
What protection products are available?
We offer life cover, critical illness cover, income protection, and buildings and contents insurance to safeguard your financial wellbeing.
How long does the mortgage process take?
Typically 4-12 weeks, depending on lender requirements. Our team streamlines paperwork and communication to complete transactions as efficiently as possible.
