Business Details
14 Years
experience
Ethical Financial Planning for Retirement & Investments
We are Money Honey Financial Planning Financial Planning, a digital-first financial advisory service specialising in helping clients navigate the complexities of retirement planning, asset management, and ethical investments. Established with a commitment to transparency and innovation, we utilise secure online platforms and video conferencing to provide cost-effective advice without compromising on quality. Our team of Chartered professionals focuses on creating tailored strategies for wealth accumulation, tax-efficient estate planning, and pension transfers, ensuring clients maintain financial security through all life stages.Recognised for our ethical approach, we prioritise environmental and social responsibility in investment choices while adhering to rigorous industry standards through accreditations like the Personal Finance Society's Pension Transfer Gold Standard. Our low-fee structure accommodates diverse client needs, offering guidance, self-service, and full-advice options. By eliminating traditional overheads, we deliver professional expertise alongside digital convenience, fostering long-term relationships built on trust and measurable outcomes.
Services
Financial Planning
Investment Management
Pension Advice
Ethical Investing
Estate Planning
Will Writing
Tax Efficiency
Expat Services
Digital Advisory
Power of Attorney
Details
- Year established: 2012
Highlights and features
- Chartered status demonstrating professional excellence
- Digital-first approach with lower operational costs
- Specialists in ethical and sustainable investment strategies
- Tailored estate planning with tax-efficient solutions
- Regulated by the Financial Conduct Authority
Associations and certifications
- Chartered Insurance Institute
- Personal Finance Society Pension Transfer Gold Standard
- Financial Vulnerability Taskforce Charter Member
What people say
Ethically sound investments
Transparent fee structure
Convenient digital platform
Expert pension advice
Personalised estate planning
Services
Financial Planning
We create personalised financial roadmaps balancing income, expenditure, and wealth preservation. Our strategies address tax efficiency, inheritance planning, and long-term care needs while aligning with clients' ethical values. Through regular reviews, we ensure these plans evolve with changing life circumstances and market conditions. Our digital platform enables real-time monitoring and adjustments.
Ethical Investing
Our ethical portfolios exclude harmful industries while prioritising positive impact sectors like renewable energy and healthcare. We combine ESG criteria with financial analysis to identify 'best-in-class' funds that match both values and risk profiles. This approach balances social responsibility with competitive returns through diversified, low-cost passive investments.
Estate Planning
Specialised in tax-efficient inheritance strategies, we help clients protect assets through will drafting, trust creation, and power of attorney arrangements. Our services mitigate inheritance tax liabilities while ensuring clients' wishes are legally documented. We address complexities arising from second marriages or international residency through tailored solutions.
Expat Services
We assist UK expats with cross-border financial planning, including residence status implications, offshore investments, and NHS healthcare transitions. Our advice considers both UK tax obligations and local regulations in clients' host countries, working alongside foreign tax advisors to ensure comprehensive coverage for global clients.
Digital Advisory
Our technology-enabled service offers three engagement levels: self-service options for experienced investors, limited guidance for specific queries, and full advisory support with regulatory protections. This flexible model reduces costs through paperless operations while maintaining personal advisor access via Microsoft Teams and secure portals.
Questions
What services do you offer UK expats?
We specialise in cross-border financial planning, addressing tax status implications, offshore investment options, and healthcare transitions for UK expats while coordinating with local tax advisors.
How does ethical investing work?
We combine ESG screening with financial analysis to build portfolios excluding harmful industries while prioritising renewable energy and healthcare sectors for sustainable wealth growth.
Can you help with inheritance tax planning?
Our specialists create tax-efficient estate plans using will drafting, trust structures, and strategic gifting to mitigate 40% inheritance tax liabilities on estates above £325,000.
What digital tools do you provide?
We offer secure video conferencing via Microsoft Teams, interactive financial portals, and paperless documentation with 20-minute tech support sessions to ensure accessibility for all clients.
How are your fees structured?
We provide tiered options: self-service investments from £100/month, £40 guidance consultations, and fully regulated advice with custom pricing to suit different knowledge levels and budgets.
Are your advisors qualified?
Our team holds Chartered Insurance Institute accreditation, adheres to Personal Finance Society standards, and maintains continuous professional development under FCA regulation.
