Business Details
Trusted Financial Advisers in Nottingham
Principal Financial Services has been dedicated to addressing client needs and objectives since inception. Our approach combines extensive experience, specialist knowledge, and expertise to deliver high-quality financial planning solutions. We prioritise personal service while collaborating with professionals such as accountants and solicitors to ensure comprehensive advice. With over 30 years of experience, Managing Director Tom Cresswell and Director Juliette Smith lead our commitment to corporate and individual clients.Our partnership with Quilter Financial Planning enhances our ability to provide regulated, high-standard advice aligned with FCA requirements. We serve clients in Nottingham and London, focusing on pensions, investments, protection, and tax planning. Our value-driven ethos ensures transparency and fairness in all client interactions. We also support local community initiatives, including Ashfield Rugby Club.
Services
Investment Advice
Pension Planning
Options at Retirement
Inheritance Tax Planning
Protection Planning
Corporate Pension Planning
Group Protection
Business Protection
Highlights and features
- We offer 30+ years of financial planning expertise
- Our team holds FCA-regulated professional standards
- Personalised service combining corporate and individual market knowledge
- Partnership with FTSE 250-listed Quilter plc ensures quality oversight
- Community-focused approach supporting local initiatives
Services
Investment Advice
We create bespoke investment strategies tailored to your risk tolerance, tax position, and financial goals. Our FCA-regulated advisors assess market conditions and personal circumstances to build portfolios aligned with your objectives. Clients benefit from ongoing reviews and adjustments to maintain optimal investment performance.
Pension Planning
Our pension experts design tax-efficient retirement strategies for individuals and businesses. We review existing arrangements while creating new solutions that maximise growth potential. Corporate clients receive streamlined pension scheme administration support to reduce employer burdens.
Inheritance Tax Planning
We implement legal tax mitigation strategies using trusts and financial instruments to reduce inheritance tax liabilities. Our approach preserves family wealth while complementing legal and accounting professionals' work. We focus on long-term asset protection rather than will-writing services.
Business Protection
We identify financial risks associated with key personnel loss or business-critical events. Custom solutions include shareholder protection and contingency funding arrangements. Our corporate clients receive tailored risk assessments to safeguard business continuity during unexpected circumstances.
Group Protection
We design comprehensive group insurance schemes covering death in service, critical illness, and income protection. Businesses benefit from simplified administration while employees gain access to cost-effective coverage options. Our solutions enhance workplace wellbeing and retention strategies.
People
Tom Cresswell
Managing Director & Financial Planner
With over 30 years' experience, Tom specialises in advising high-net-worth individuals and businesses. His expertise covers complex financial planning strategies and long-term investment solutions while maintaining a client-focused approach to wealth management.
Juliette Smith
Director & Financial Planner
Juliette brings 25+ years of corporate finance experience, focusing on wealth management for affluent clients. As a female adviser, she provides diverse perspectives on financial planning while specialising in corporate pension arrangements and executive compensation strategies.
Questions
What financial services do you specialise in?
We specialise in investment advice, pension planning, inheritance tax mitigation, business protection, and group insurance solutions for both individual and corporate clients.
Are you regulated by the Financial Conduct Authority?
Yes, we operate as an Appointed Representative of Quilter Financial Services Limited, which is authorised and regulated by the Financial Conduct Authority (FCA).
Do you offer both personal and corporate financial planning?
Yes, we provide tailored solutions for individuals seeking wealth management and businesses requiring pension schemes, group protection, and business continuity planning.
How do you ensure quality service standards?
Our partnership with Quilter Financial Planning provides ongoing compliance oversight, technical support, and quality assurance processes aligned with FCA requirements.
What areas do you cover?
We primarily serve clients in Nottingham and London, with additional support available for UK-based clients through our regulatory permissions.
