Business Details
Your Trusted Partner for Financial Planning Solutions
One Four Nine Group is a nationwide, independent Chartered financial planning and investment management group dedicated to empowering clients to achieve financial freedom and peace of mind. With a team of 33 independent financial planners across 10 UK locations, we combine professional expertise with an approachable ethos to deliver tailored solutions. Our services span lifetime financial planning, discretionary investment management, and business succession strategies, underpinned by a commitment to integrity and client-centric values. As regulated entities under the Financial Conduct Authority, we maintain rigorous standards of conduct and transparency.Our collaborative approach ensures clients receive coordinated advice aligned with evolving personal and professional goals. Through continuous innovation and a focus on sustainable growth, we aim to be a trusted partner in navigating complex financial landscapes. Our culture fosters professional development while prioritising client outcomes, ensuring long-term financial wellbeing for individuals, families, and businesses.
Services
Financial Planning
Investment Management
Retirement Planning
Protection Planning
Tax Planning
Estate Planning
Business Succession
Cashflow Modelling
Wealth Preservation
Pension Advice
Highlights and features
- Chartered status demonstrating professional excellence in financial planning
- Nationwide network with 10 UK locations and 33 independent financial planners
- Integrated approach combining financial planning, investments, and business succession services
- Regulated by the Financial Conduct Authority for client protection
- Proven track record serving 5,000 clients with 1.8bn assets under advice
Associations and certifications
- Chartered Institute for Securities & Investment (CISI)
- Financial Conduct Authority (FCA)
Services
Financial Planning
Our comprehensive financial planning service creates tailored strategies to achieve long-term financial goals. We analyse cashflow, assets, and liabilities to develop actionable plans covering retirement, tax efficiency, and estate planning. With a focus on lifetime financial security, our Chartered advisers provide ongoing support to adapt strategies as circumstances evolve.
Investment Management
Through discretionary management, we construct diversified portfolios aligned with risk profiles and financial objectives. Our model portfolios incorporate sustainable investments and benefit from expert market analysis. Regular performance reviews ensure optimal asset allocation while maintaining flexibility to respond to changing market conditions and client needs.
Retirement Planning
We help clients achieve their desired retirement lifestyle through comprehensive pension reviews and income planning. Our approach considers state benefits, workplace pensions, and personal investments to create sustainable income streams. We specialise in navigating complex pension rules and maximising tax-efficient withdrawals while ensuring long-term financial security.
Protection Planning
Our protection services safeguard against financial risks through tailored insurance solutions. We assess income protection, life cover, and critical illness needs to create safety nets for families and businesses. The approach balances affordability with comprehensive coverage, ensuring financial resilience against unforeseen circumstances while maintaining regulatory compliance.
Tax Planning
We develop strategic tax planning solutions to minimise liabilities across income, capital gains, and inheritance taxes. Our services include utilising tax-efficient wrappers, business relief schemes, and trust structures. By staying current with legislative changes, we help clients optimise their financial position while maintaining full compliance with HMRC regulations.
People
Martyn Southam
Regional Director
Martyn Southam specialises in estate planning and wealth preservation, bringing extensive experience in navigating complex inheritance tax issues. He helps clients safeguard legacies through strategic planning and collaborates with professional networks to deliver comprehensive solutions.
Questions
What financial planning services do you offer?
We provide lifetime financial planning covering retirement, tax efficiency, estate planning, protection, and investment management tailored to individual circumstances.
Are you regulated by financial authorities?
Yes, our companies are authorised and regulated by the Financial Conduct Authority (FCA) under reference numbers 153508 and 931954.
How do you charge for financial advice?
We agree transparent service levels and associated costs upfront, ensuring clarity about fees before beginning any financial planning engagement.
Do you offer investment management services?
Yes, through our discretionary management arm we offer diversified model portfolios with expert market analysis and regular performance reviews.
Can you help with business succession planning?
We specialise in business succession strategies including shareholder protection, keyperson insurance, and exit planning for financial planning firms.
What areas do you cover in the UK?
We operate nationwide with 10 UK locations, providing localised financial advice supported by our national network of planners.
