Andrews McCulla Associates

A Foundation Built on Your Goals

ALM Financial is a dynamic financial planning firm nestled in Portadown, Co. Armagh. We believe in forging lasting partnerships with our clients, understanding their individual aspirations and navigating them through every stage of life - from securing your financial future to planning for retirement.

Our Team: Guiding You Towards Financial Clarity

Our team comprises seasoned professionals with over 100 years of combined experience. Led by Managing Director Luke Best, we boast an accomplished group of chartered financial planners, paraplanners, and dedicated administrative staff. We are passionate about demystifying financial planning, offering clear and concise guidance in a language that is easy to understand.

Our Comprehensive Services

We offer a comprehensive suite of services to cater to every facet of your financial well-being:

**Protection

• Comprehensive risk assessments to identify potential vulnerabilities
• Tailored insurance solutions to safeguard your assets and family
• Review and enhancement of your existing policies

**Mortgages

• Expertise in navigating the complex mortgage market
• Bespoke mortgage solutions to meet your unique needs and goals
• Assistance with securing competitive rates and terms

**Investments

• Strategic portfolio construction based on your individual risk tolerance and goals
• Regular portfolio reviews and necessary adjustments
• Open communication and transparent reporting

**Pensions

• Comprehensive pension reviews and contribution strategies
• Guidance on maximizing your state pension and other retirement benefits
• Planning for a secure and comfortable retirement

**Taxation

• Personalized tax planning to minimize your liabilities and maximize your returns
• Assistance with inheritance tax planning and trusts

Our Values: Guiding Principles for Success

At the heart of our approach lies a strong foundation of values that underpin our success:

• Proactivity: We take the initiative to anticipate your needs and offer solutions before you even know you need them.
• Holistic Planning: We consider every aspect of your financial life, crafting solutions that work in harmony.
• Client-Centricity: We prioritize open communication, understanding your goals, and delivering personalized solutions.