Business Details
Expert Mortgage Brokers in Liverpool
Established as a trusted mortgage brokerage in Liverpool, we provide impartial advice and tailored lending solutions to meet diverse client needs. Our team of qualified advisers specialises in navigating the complexities of the mortgage market, offering access to a comprehensive range of products from high street and specialist lenders. With a focus on transparency, we prioritise client education, ensuring informed decisions throughout the mortgage journey.Our commitment to excellence is reflected in our regulatory compliance, partnerships with FCA-authorised entities, and a client-centric approach that has earned consistent positive feedback. We streamline the mortgage process, from initial consultation to completion, while maintaining affordability through competitive fee structures and commission-based models.
Services
First Time Buyer Mortgages
Buy To Let Mortgages
Remortgaging
Right to Buy
Adverse Credit Mortgages
Equity Release
Mortgage Protection
Credit Report Review
Highlights and features
- We are FCA-regulated mortgage brokers with access to the whole market.
- Our team provides impartial advice tailored to individual financial circumstances.
- We offer competitive fees with transparent pricing structures.
- We specialise in complex cases including adverse credit and equity release.
- We provide end-to-end support from application to mortgage completion.
Associations and certifications
- Financial Conduct Authority
What people say
Excellent customer service
Professional and attentive
Reliable and efficient
Incredible rates
Stress-free process
Services
First Time Buyer Mortgages
We specialise in tailored mortgage solutions for first-time buyers, offering guidance through the entire purchasing process. Our advisers help clients understand eligibility criteria, secure competitive rates, and navigate government schemes. This service ensures clients make informed decisions while meeting their financial capabilities.
Equity Release
Our equity release specialists help homeowners aged 55+ access tax-free cash from their property without monthly repayments. We explain lifetime mortgages and home reversion plans, ensuring clients understand the impact on inheritance and benefits while securing suitable terms.
Buy To Let Mortgages
We provide tailored buy-to-let mortgage advice for landlords, covering portfolio management and single-property investments. Our service includes risk assessment, lender selection, and compliance guidance to ensure profitable and sustainable property investments in the current market.
Adverse Credit Mortgages
Our team specialises in mortgage solutions for clients with credit challenges, including CCJs or past bankruptcies. We work with specialist lenders to find viable options while providing advice on improving creditworthiness for better future terms.
Mortgage Protection
We offer comprehensive protection plans including life assurance and critical illness cover to safeguard mortgage commitments. Our advisers help clients select policies that align with their financial obligations and family needs.
Questions
What mortgage services do you offer?
We provide first-time buyer mortgages, buy-to-let financing, remortgaging, equity release, adverse credit mortgages, and mortgage protection products.
Are your services regulated?
Yes, we operate as an appointed representative of Julian Harris Mortgages Ltd, authorised and regulated by the Financial Conduct Authority.
What fees do you charge?
Our standard mortgage advice fee is £349, with lifetime mortgages costing £995. We always explain charges before proceeding.
Do you help with bad credit mortgages?
Yes, we specialise in adverse credit mortgages and work with lenders who consider individual circumstances beyond credit history.
How can I prepare for a mortgage application?
Gather three years' address history, recent payslips, P60s, and bank statements. We'll advise on improving creditworthiness during your free consultation.
