Business Details
18 Years
experience
Expert Property Development Finance Solutions
Established in 2008, Flourish Capital provides bespoke funding solutions across all areas of the UK property sector. Our team combines over 40 years of banking experience with 20 years of frontline property sector expertise, offering tailored financial products for developers. We specialise in mezzanine finance, senior debt solutions, and bridging loans, working alongside major UK banks to deliver flexible funding packages. Our entrepreneurial culture and access to internal capital enable swift decision-making without bureaucratic delays. We focus on supporting property professionals with projects ranging from small residential developments to large-scale commercial ventures. Our founders, the Ainscough family, bring a legacy of success from the crane hire industry, ensuring deep sector understanding and financial resources.We prioritise transparent communication, collaborative partnerships, and cashflow management support throughout development cycles. Our track record includes rescuing projects facing funding withdrawal and enabling developers to maximise returns through reduced equity requirements. With offices in Lancashire, we serve clients nationwide while maintaining a personal, relationship-driven approach. Our commitment to flexibility and responsiveness has earned repeat business from satisfied clients across Cheshire, Lancashire, and beyond.
Services
Mezzanine Finance
Development Loans
Senior Debt Solutions
Bridging Finance
Land Acquisition Funding
Details
- Year established: 2008
Highlights and features
- We offer 15+ years' experience in property finance since 2008
- Our team includes former chartered surveyors and infrastructure finance specialists
- We provide flexible funding packages from 0.5m to 2.5m
- We maintain direct access to internal capital resources
- Our decision-making process avoids bureaucratic delays
What people say
Refreshing to see
Straightforward
Professional and flexible
Healthy cashflow
Repeat business
Services
Mezzanine Finance
Our mezzanine finance solutions provide developers with secondary funding secured against property assets. This higher-risk capital enables increased borrowing beyond senior debt limits, enhancing return on equity. We structure flexible repayment terms aligned with project timelines.
Development Loans
We offer tailored development loans for residential and commercial property projects across the UK. Our funding packages support schemes from initial land acquisition through construction to final completion, with staged drawdowns matching development milestones.
Bridging Finance
Our bridging finance provides rapid capital access for time-sensitive property opportunities. Designed for terms between 6 months and 3 years, these loans help developers secure sites before arranging longer-term funding solutions.
Senior Debt Solutions
We arrange senior debt packages through partnerships with major UK banks while maintaining direct control over funding coordination. This ensures seamless integration with our mezzanine finance offerings for comprehensive capital structures.
Land Acquisition Funding
We specialise in funding land purchases for development purposes, supporting both greenfield sites and urban regeneration projects. Our financing includes options for phased payments aligned with planning permission progress.
People
Martin Ainscough
Chairman
Formerly grew Ainscough Crane Hire into the UK's largest crane business before its 255m sale in 2007. Now leads strategic direction for Flourish Capital's property investments.
Brendan Ainscough
Director
Former shareholder in Ainscough Crane Hire with active roles across the Ainscough Group companies. Focuses on fundraising initiatives and charity partnerships in Lancashire.
Aidan Grimshaw
Non-Executive Director
Chartered Surveyor with extensive property consultancy experience following the sale of his firm to Savills in 1997. Provides strategic property advice across the Ainscough Group.
David Watson
Group Finance Director
Chartered Accountant specialising in infrastructure finance. Oversees financial operations across Ainscough Group companies including development finance and strategic land ventures.
Rachael Ainscough
Group Managing Director
Joined the Ainscough Group in 2011, specialising in land transactions. Manages all senior and mezzanine loan portfolios while overseeing broader investment activities.
Questions
What types of property finance do you offer?
We specialise in mezzanine finance, development loans, bridging finance, senior debt arrangements, and land acquisition funding across the UK property sector.
What loan amounts can you provide?
Our typical loan sizes range from £0.5 million to £2.5 million, with flexibility to support larger projects through partnership arrangements.
How quickly can you approve funding?
Our streamlined decision-making process enables rapid approvals, often within days rather than weeks, thanks to direct access to internal capital resources.
Do you fund both residential and commercial projects?
Yes, we support both residential developments and commercial property schemes throughout the UK.
What happens if my bank withdraws funding?
We specialise in rescuing developments facing funding withdrawal, having successfully replaced traditional financing at critical project stages.
How do you handle staged development payments?
We process interim payments within 2-3 days of valuation to maintain healthy cashflow throughout your development project.
