Evolvemyretirement

At EvolveMyRetirement, we believe that planning for a successful retirement should be straightforward, flexible, and free from unnecessary complexity. That's why we developed a powerful and user-friendly online tool designed to help you plan for a prosperous and fulfilling retirement.

Our Story

EvolveMyRetirement was founded by Nick May, a seasoned IT architect and software developer, who found himself struggling to make sense of his own retirement finances. Despite his efforts, he was unable to find a suitable tool to guide him through the planning process. This sparked the idea for EvolveMyRetirement - a sophisticated and unbiased financial planning and cash flow calculator.

How It Works

Our system is built upon three main building blocks: a financial model, a Monte Carlo simulation, and a genetic algorithm. The financial model integrates all the information you provide about your finances, taking into account your income, essential expenses, assets, pensions, debts, life insurance policies, and inheritances. The Monte Carlo simulation enables us to project your finances into the future, while the genetic algorithm optimises your strategy to maximise your chances of achieving your financial goals.

The Benefits

With EvolveMyRetirement, you'll gain a clear understanding of your financial situation and the opportunities available to you. Our unique AI-powered tool provides:

• A high-level investment and withdrawal strategy
• An assessment of how much discretionary spending you can afford
• An indication of how likely you are to run out of money in your lifetime
• The amount of inheritance you're likely to leave behind
• Future projections and scenarios to help you visualise your financial future

The Evolution

We took the plunge in 2014, and since then, our team of dedicated developers has worked tirelessly to enhance and refine our tool. Our mission is to empower individuals to take control of their retirement planning, making informed decisions about their financial future.

Join the Journey

Whether you're starting out or already have a solid plan in place, EvolveMyRetirement invites you to explore and benefit from our innovative and independent approach to financial planning.