Business Details
Expert Mortgage Brokers in Keighley
Established by financial advisor Louise Lambert, Day and Co Mortgages and Co Mortgages provides tailored mortgage solutions for first-time buyers, property investors, and homeowners seeking remortgaging or debt consolidation. With CeMAP qualification and extensive experience in banking and estate agency sectors, Louise leverages her expertise to guide clients through the entire property journey, from initial viewings to completion. As part of the PRIMIS Mortgage Network, the company offers access to exclusive mortgage deals unavailable on the high street, ensuring clients receive competitive rates suited to their individual circumstances.The team of nine professionals prioritises transparency, offering fixed broker fees and free initial advice while maintaining regulatory compliance through the Financial Conduct Authority. Clients benefit from personalised support, including a VIP buyers list for early access to new properties, alongside protection services to safeguard against financial uncertainties.
Services
Mortgage Brokerage
Buy-to-Let Mortgages
First-Time Buyer Mortgages
Remortgaging
Debt Consolidation
Highlights and features
- We offer access to exclusive mortgage deals through PRIMIS Mortgage Network
- Our CeMAP-qualified advisors have 15+ years' experience in banking and property sectors
- Fixed broker fee of 395 with no hidden charges
- VIP buyers list for early access to new market properties
- Free initial mortgage consultations and protection service advice
Associations and certifications
- Financial Conduct Authority (FCA)
Services
Mortgage Brokerage
Our mortgage brokerage service provides access to exclusive deals from a comprehensive lender panel. We specialise in tailoring solutions for first-time buyers, property investors, and homeowners seeking remortgaging options. With CeMAP-qualified advisors, we ensure clients receive competitive rates suited to their financial circumstances while maintaining full transparency about fees and risks.
Buy-to-Let Mortgages
We offer specialist buy-to-let mortgage solutions for property investors. Our advisors help clients navigate rental income requirements and deposit thresholds to secure competitive investment mortgages. With access to exclusive deals, we support both novice and experienced landlords in building property portfolios while providing clear guidance on regulatory considerations and tax implications.
First-Time Buyer Mortgages
Our first-time buyer service simplifies the mortgage process for new homeowners. We provide guidance on government schemes, deposit requirements, and affordability assessments. With access to exclusive first-time buyer deals, we help clients secure competitive rates while offering clear explanations of associated risks and long-term financial commitments.
Remortgaging
Our remortgaging service helps homeowners reduce monthly payments or release equity for home improvements. We assess early repayment charges and compare thousands of deals to find cost-effective solutions. Advisors provide clear guidance on potential savings and extended repayment terms, ensuring clients make informed decisions about switching lenders.
Debt Consolidation
We offer debt consolidation advice to homeowners seeking to manage multiple debts. Our specialists assess whether combining credit obligations into a mortgage is financially beneficial. We provide clear warnings about extended repayment periods and increased interest costs while offering alternative debt management solutions through free advice charities.
People
Louise Lambert
Financial Advisor
CeMAP-qualified mortgage expert with 15+ years' experience in banking and estate agency sectors. Former Skipton Building Society branch manager, specialising in first-time buyer mortgages and property investment financing.
Questions
What mortgage services do you offer?
We provide first-time buyer mortgages, buy-to-let solutions, remortgaging options, and debt consolidation advice. Our CeMAP-qualified team accesses exclusive deals through PRIMIS Mortgage Network.
How can you help first-time buyers?
We explain government schemes, assess affordability, and find competitive deals with lower deposit requirements. Our advisors guide clients through the entire purchase process from viewings to completion.
Do you charge for mortgage advice?
Yes, our fixed broker fee is £395. We discuss all costs upfront and offer free initial consultations to explain available mortgage options before proceeding.
Can you assist with property investment mortgages?
Yes, we specialise in buy-to-let mortgages, helping investors assess rental income requirements and secure competitive investment deals through our exclusive lender network.
What are your opening hours?
We're open Monday-Friday 9am-5:30pm and Saturday 9am-1pm. Appointments outside these hours can be arranged by prior agreement.
