Business Details
36 Years
experience
Your Trusted Mortgage Broker in Belper
Established in 1990, I.T. Mortgage Services has built a reputation for delivering tailored mortgage solutions across Belper, Derby, and the wider UK. With over 30 years of industry experience, our team combines deep expertise in mortgage advisory services, including first-time buyer support, remortgaging, buy-to-let investments, and divorce-related mortgage arrangements. Our commitment to transparency, lifelong client support, and flexible communicationoffering evening appointments and same-day responseshas earned us over 200 five-star Google reviews.As an Appointed Representative of PRIMIS Mortgage Network, we adhere to rigorous regulatory standards while maintaining a personal approach that prioritises client needs. Our founder, Ian Thompson, began his career in 1982 and now works alongside his son Jamie to ensure every client receives expert guidance through every stage of their mortgage journey.
Services
First Time Buyers
Remortgage
Moving Home
Buy to Let
Divorce Mortgage
Protection Plans
Life Insurance
Critical Illness Cover
Income Protection
Mortgage Broker
Details
- Year established: 1990
Highlights and features
- We offer 30 years of mortgage advisory experience tailored to individual needs.
- Our team provides same-day responses and flexible evening appointments.
- We maintain lifelong client relationships with ongoing mortgage reviews.
- Our founder personally handles cases, ensuring continuity and expertise.
- We specialise in complex cases including self-employed and first-time buyers.
Associations and certifications
- Financial Conduct Authority
- PRIMIS Mortgage Network
What people say
Professional service
Prompt responses
Clear explanations
Lifelong service
Helped first-time buyers
Services
First Time Buyers
We guide first-time buyers through mortgage applications, affordability assessments, and property selection. Our expertise simplifies complex processes while securing competitive rates. Clients benefit from dedicated support tailored to their financial circumstances.
Remortgage
Our remortgaging service identifies better deals to reduce payments or fund home improvements. We compare lenders and negotiate terms while ensuring compliance with current regulations and client affordability.
Buy to Let
We assist landlords in securing buy-to-let mortgages with optimal returns. Services include portfolio management, tax-efficient structuring, and ongoing deal reviews to maximise rental income potential.
Protection Plans
Our protection services cover life insurance, critical illness cover, and income protection. These plans safeguard clients against unforeseen circumstances while ensuring financial stability for dependants.
Divorce Mortgages
We provide specialist mortgage advice during divorce proceedings, including equity release, property transfers, and affordability reassessments. Our approach prioritises fair outcomes while maintaining regulatory compliance.
People
Ian Thompson
Mortgage Broker
Ian has advised Derbyshire residents on mortgages since 1990, combining 30 years of experience with a personal touch. He established I.T. Mortgage Services after working at Midland Bank and now collaborates with his son Jamie.
Jamie Thompson
Mortgage Advisor
Jamie supports clients alongside his father, bringing modern expertise to traditional mortgage advisory services. He handles cases from initial consultation through to completion, ensuring continuity of care.
Questions
How long have you operated in Derby and Belper?
I've provided mortgage advice in Derbyshire since 1990, with over 200 five-star Google reviews reflecting consistent service quality.
Do you assist self-employed individuals?
Yes, I specialise in self-employed mortgage cases, leveraging my own experience as a business owner to navigate complex income assessments.
What areas do you cover?
Primarily Derby, Belper, and Derbyshire, though I maintain clients nationwide through online consultations and ongoing support.
Are evening appointments available?
Yes, I offer flexible scheduling including evening appointments to accommodate working clients' needs.
Do you charge for mortgage advice?
Typically no fee applies, though complex cases may incur charges between £150–£750 as disclosed upfront.
What protection services do you offer?
We provide life insurance, critical illness cover, income protection, and family benefit plans tailored to individual financial security needs.
