Business Details
37 Years
experience
Your Trusted Debt Solution Partner in Scotland
Scotland Debt Solutions has been providing expert debt advice and solutions to individuals and businesses across Scotland since 1989. As part of the Begbies Traynor Group, we are fully authorised and regulated by the Financial Conduct Authority, offering tailored debt management strategies such as Trust Deeds, Debt Arrangement Schemes, and Sequestration. With over 30 years of experience, our compassionate and non-judgmental team has helped thousands of clients regain control of their finances through personalised case handling and a dedicated advisor-led process.Our services are supported by offices in Aberdeen, Dundee, Edinburgh, Glasgow, and Inverness, complemented by home visits to ensure accessible, confidential consultations. Our insolvency practitioners are regulated by the Insolvency Practitioners Association and the Institute of Chartered Accountants, guaranteeing adherence to rigorous professional standards.
Services
Trust Deeds
Sequestration
Debt Arrangement Scheme
Business Debt Solutions
Home Visits
Details
- Year established: 1989
Highlights and features
- Established over 25 years with offices across Scotland
- Personalised debt solutions tailored to your circumstances
- Regulated by the Financial Conduct Authority and Insolvency Practitioners Association
- Dedicated case handlers guide you through the entire process
- Home visits available for confidential consultations
Associations and certifications
- Financial Conduct Authority
- Insolvency Practitioners Association
- Institute of Chartered Accountants in England and Wales
- Institute of Chartered Accountants of Scotland
What people say
Compassionate support
Tailored solutions
Reduced financial stress
Professional advisors
Accessible home visits
Services
Trust Deeds
A Trust Deed in Scotland involves monthly contributions to debts for up to four years. Any remaining debt included in the agreement is typically waived afterward. This structured solution helps individuals manage unaffordable debts. Our advisors ensure clarity on eligibility, benefits, and long-term financial impacts.
Sequestration
Sequestration is Scotlands equivalent of bankruptcy, designed for those unable to repay debts. It offers a fresh start by writing off unmanageable debts after a qualifying period. Our team guides clients through the application process and explains implications for assets and credit ratings.
Debt Arrangement Scheme
DAS freezes interest and charges on existing debts, allowing repayment through affordable monthly instalments. This Scottish government-backed scheme ensures creditors cannot take enforcement action. Our advisors help clients establish a sustainable repayment plan.
Business Debt Solutions
Tailored solutions for sole traders and limited companies, including debt restructuring and insolvency options. We address debts owed to HMRC and other creditors. Our experts provide strategies to resolve financial challenges while protecting business interests.
Home Visits
Confidential one-on-one meetings conducted at clients homes across Scotland. This service ensures accessibility for those unable to visit offices. Advisors discuss debt options, assess circumstances, and recommend suitable solutions in a comfortable environment.
Questions
What is a Debt Arrangement Scheme (DAS)?
DAS is a Scottish debt management plan allowing you to repay debts through manageable instalments while freezing interest and charges.
Can I get home visits for debt advice?
Yes, Scotland Debt Solutions offers home visits across Scotland for confidential consultations with our advisors.
Are your services regulated?
Yes, we’re regulated by the Financial Conduct Authority, and our insolvency practitioners are licensed by ICAS and IPA.
What debt solutions do you offer?
We provide Trust Deeds, Sequestration, Debt Arrangement Schemes, and tailored business debt solutions for Scottish residents.
How can I check if I qualify?
Use our free online Debt Calculator or contact our confidential advice line at 0141 292 6587 for a personalised assessment.
